10198 Sunset Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 10198 Sunset Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,234 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Dec 2019)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-04-176-002`

Property Details

APN / Parcel Number

Primary APN	`08-04-176-002`
Alternative APN	`112B110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,234 sqft Living Area

Exterior

Year Built	Built 1960
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Old Parcel Number	112B110
Street Address	10198 SUNSET DR
City	ROSCOE
State	IL
Zip	61073-7228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	EXC E 823 FT ALL N 70 FT OF S 1063 FTN1/2 E OF RIVER W OF C/L HWY SEC: 04 TWP: 045 RANGE: 002 ACRES: 1.00
Legal Range	02
Legal Township	45
Legal Section	04
Legal Block	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3039
Census Tract	3904

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10198 SUNSET DR, ROSCOE, IL 61073-7228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NORTHERN CU
Dec 23, 2019	Warranty Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC
Dec 23, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST NTHRN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	1942219
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10198 SUNSET DR, ROSCOE, IL 61073-7228
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008333
Date	Apr 20, 2023
Instrument	2308333

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2038

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 23, 2019
Property Address	10198 SUNSET DR, ROSCOE, IL 61073-7228
Document Number	0001042219
Instrument Date	Dec 9, 2019
Instrument	1042219
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$217.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10198 SUNSET DR ROSCOE IL 610737228, ROSCOE, IL 61073-7228

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 23, 2019
Property Address	10198 SUNSET DR, ROSCOE, IL 61073-7228
Document Number	0001042218
Instrument Date	Nov 13, 2019
Instrument	1042218
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10198 SUNSET DR ROSCOE IL 610737228, ROSCOE, IL 61073-7228

Mortgage

Document Number	1042220
Date	Dec 23, 2019
Instrument	1042220

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$53,386 Land $22,770 Building $30,616	$160,158 Land $68,310 Building $91,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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