10198 Sunset Ave, Dyer, IN 46311 Property Records

Lake County property record for 10198 Sunset Ave, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,269 sqft · built 2006
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,699 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0115-0036`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0115-0036`
Alternative APNs	`45-15-06-129-010.000-015` `405201150036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,269 sqft Living Area
Basement Area	987 sqft

Exterior

Year Built	Built 2006
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	615 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	005-40-52-0115-0036
Old Parcel Number	405201150036
Street Address	10198 SUNSET AVE
City	DYER
State	IN
Zip	46311-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	SADDLE CREEK SUBDIVISION PHASE I LOT 61
Legal Subdivision	SADDLE CREEK
Legal Phase	I
Legal Lot Number	61
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2008
Census Tract	42903

Owner

The current owner of 10198 Sunset Ave acquired it in January 2007.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Owner Names on File
Mailing Address	10198 SUNSET AVE, DYER, IN 46311-7020
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2007
Deed Sale	Jan 5, 2007
Deed Document Number	2007 001702
Last Transfer Date	Jan 8, 2007
Transfer Doc	0000001702
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10198 SUNSET AVE, DYER, IN 46311-7020
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 SUNSET AVE, DYER, IN 46311-7020

Mortgage

Document Number	0000000763
Date	Jan 7, 2026
Instrument	2026-500763

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10198 SUNSET AVE, DYER, IN 46311-7020
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 SUNSET AVE, DYER, IN 46311-7020

Mortgage

Document Number	0000035062
Date	Oct 24, 2023
Instrument	2023-535062

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10198 SUNSET AVE, DYER, IN 46311-7020
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025972
Date	Mar 24, 2021
Instrument	2021-025972

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$391,400 Land $68,300 Building $323,100	$391,400 Land $68,300 Building $323,100
2024	$3,699.00
2023		$336,900 (+7.22%) Land $62,400 Building $274,500	$336,900 (+7.22%) Land $62,400 Building $274,500
2022	$3,699.00	$314,200 Land $62,400 Building $251,800	$314,200 Land $62,400 Building $251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10198 Sunset Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10198 Sunset Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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