10198 Richard Cir, Forney, TX 75126 Property Records

Kaufman County property record for 10198 Richard Cir, Forney, TX 75126

Property Summary

Property Type	Commercial
Details	2,990 sqft · built 1997
Lot Size	1.03 acres (44,997 sqft)
Owner	Individual Name on File
Last Sale	$332,500 (Jun 2026)
Tax Bill	$5,842 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1491006800`

Property Details

APN / Parcel Number

Primary APN	`S1491006800`
Alternative APNs	`00.1491.0000.0034.00.02.00` `R26055` `26055`

Interior

Stories	1 Story
Building Area	2,990 sqft Gross Area
1st Floor Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,997 sqft (1.03 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	126 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10198 RICHARD CIR
City	FORNEY
State	TX
Zip	75126-7658
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	HIGH MEADOWS ADDITION, LOT 34; #1, & HOUSE
Legal Subdivision	HIGH MEADOWS ADDITION
Legal Block	2
Legal Lot Number	34
Jurisdiction	KAUFMAN TX
Township / Civil Division	FORNEY
Census Block Group	2
Census Block	2001
Census Tract	50213

Owner

10198 Richard Cir, a commercial property, is owned and occupied by an individual who bought it in June 2026.

Source: Kaufman County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	10198 RICHARD CIR, FORNEY, TX 75126-7658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Line of Credit FIREFIGHTERS FIRST FEDERAL CREDIT UNION
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 8, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Deed Document Number	202616756
Deed Book / Page	9468 / 375
Prior Transfer Date	May 27, 2026
Prior Transfer Doc	0000016756
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jun 3, 2026
Property Address	10198 RICHARD CIR, FORNEY, TX 75126-7658
Document Number	0000016756
Book / Page	9468 / 375
Instrument Date	May 27, 2026
Instrument	202616756
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 RICHARD CIR, FORNEY, TX 75126-7658

Mortgage

Document Number	0000016757,
Date	Jun 3, 2026
Instrument	202616757

Lender

Name	FIREFIGHTERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	10198 RICHARD CIR, FORNEY, TX 75126-7658
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 RICHARD CIR, FORNEY, TX 75126-7658

Mortgage

Document Number	0079150233
Date	Dec 8, 2022
Book Page	7915/233
Instrument	2022-0045036

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	10198 RICHARD CIR, FORNEY, TX 75126-7658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058280374
Date	Oct 8, 2018
Book Page	5828/374
Instrument	2018-0025427

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10198 Richard Cir was $5,842 with a homeowner's exemption, down 3.3% from the year before.

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Forney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,842.00 (-3.34%) Homeowner's exemption	$436,471 Land $100,000 Building $336,471	$436,471 Land $100,000 Building $336,471
2024	$6,044.00 (+13.01%)
2023	$5,348.00 (-6.54%) Homeowner's exemption	$470,227 Land $100,000 Building $370,227	$470,227 Land $100,000 Building $370,227
2022	$5,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10198 Richard Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10198 Richard Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TALTY SUD serves 15,987 people · EPA ID TX1290025
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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