Boone County property record for 10198 Hamlet Ct, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,094 sqft · built 2007 |
| Lot Size | 0.47 acres (20,489 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Sep 2023) |
| Tax Bill | $4,936 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063.00-25-017.00 |
| Primary APN | 063.00-25-017.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,094 sqft Finished Area |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 20,489 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10198 HAMLET CT |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-7181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 SEC 2 STRATFORD |
| Legal Subdivision | STRATFORD SUB |
| Legal Lot Number | 17 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 70309 |
Source: Boone County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Nov 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Sep 26, 2023 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 20, 2018 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Apr 6, 2007 · Amount on Record |
| Deed Document Number | 2023976503 |
| Deed Book / Page | 1211 / 537 |
| Prior Transfer Date | Nov 15, 2012 |
| Prior Transfer Doc | D1013/094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jul 30, 2026 |
| Property Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Document Number | 0001281803 |
| Book / Page | 4942 / 156 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20261281803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Document Number | 0001281803, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 4942/156 |
| Instrument | 20261281803 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Document Number | 0M4869/371 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | M4869/371 |
| Instrument | 1187778 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Sep 26, 2023 |
| Property Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Document Number | 0D1211/537 |
| Book / Page | D1211 / 537 |
| Map Reference | CAB 5 SL 214 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 976503 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 STRATTON DR, FLORENCE, KY 41042-2898 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Document Number | 0000976505 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 976505 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | M4087/835 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | M4087/835 |
| Instrument | 745391 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | UNION, KY 41091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,936.00 (+52.35%) | $435,000 (+34.06%) Land $40,000 Building $395,000 | |
| 2024 | $435,000 (+34.06%) Land $40,000 Building $395,000 | ||
| 2023 | $3,240.00 (+1.63%) | $324,480 (-) Land $38,500 Building $285,980 | $324,480 (-) Land $38,500 Building $285,980 |
| 2022 | $3,188.00 | $324,480 Land $38,500 Building $285,980 | $324,480 Land $38,500 Building $285,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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