10198 Cummings Dr, Sedro Woolley, WA 98284 Property Records

Skagit County property record for 10198 Cummings Dr, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,827 sqft · built 1990
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2017)
Tax Bill	$4,483 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage
APN	`3987-000-026-0001`

Property Details

APN / Parcel Number

Primary APN	`3987-000-026-0001`
Alternative APN	`P68571`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,827 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	1,827 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Siding
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	209 sqft
Patio Area	101 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	P68571
Old Parcel Number	39870000260001
Street Address	10198 CUMMINGS DR
City	SEDRO WOOLLEY
State	WA
Zip	98284-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, ROLLING RIDGE ESTATES NO. 1, AS PER PLAT RECORDED IN VOLUME 9 OF PLATS, PAGES 4 AND 5, RECORDS OF SKAGIT COUNTY, WASH
Legal Range	04E
Legal Township	35N
Legal Section	27
Legal Quarter	NW
Legal Subdivision	ROLLING RIDGE ESTATES
Legal Lot Number	26
Jurisdiction	SKAGIT WA
Township / Civil Division	BURLINGTON
Census Block Group	2
Census Block	2000
Census Tract	951600

Owner

Source: Skagit County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10198 CUMMINGS DR, SEDRO WOOLLEY, WA 98284-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Mar 17, 2005 · Amount on Record
Deed Document Number	201704280226
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	10198 CUMMINGS DR, SEDRO WOOLLEY, WA 98284-8741
Document Number	0011090152
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10198 CUMMINGS DR SEDRO WOOLLEY WA 982848741, SEDRO WOOLLEY, WA 98284-8741

Mortgage

Document Number	0011090152
Date	Nov 9, 2020
Instrument	11090152

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	10198 CUMMINGS DR, SEDRO WOOLLEY, WA 98284-8741
Document Number	0012200001
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10198 CUMMINGS DR SEDRO WOOLLEY WA 982848741, SEDRO WOOLLEY, WA 98284-8741

Mortgage

Document Number	0012200001
Date	Dec 20, 2019
Instrument	12200001

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Unified School District	Sedro-Woolley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,483.00
2022		$459,400 Land $147,100 Building $312,300	$459,400 Land $147,100 Building $312,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	55 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 49 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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