10198 185th Ave SE, Becker, MN 55308 Property Records

Sherburne County property record for 10198 185th Ave SE, Becker, MN 55308

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,459 sqft · built 1986
Lot Size	21.8 acres (953,093 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Mar 2022)
Tax Bill	$6,950 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-123-1302`

Property Details

APN / Parcel Number

Primary APN	`05-123-1302`
Alternative APNs	`05-00123-1302` `7459`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,459 sqft Living Area
1st Floor Area	2,459 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	953,093 sqft (21.8 acres)
Garage Type	Mixed
Garage Area	1,134 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	554 sqft
Deck Area	392 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10198 185TH AVE SE
City	BECKER
State	MN
Zip	55308-8746
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 1-2 OF SW 1-4 OF NE 1-4 EX E 264 FT & S 1-2 OF SW 1-4 OF NE 1-4 EX W 1188 FT THERE OF. TOGETHER WITH A NON-EXCLUSIVE EASE MENT FOR INGRESS, EGRESS & UTILITIES OVER THE N 16.5 FT OF S 33 FT OF SE 1-4 OF NE 1-4. AND E 264 FT OF N 1-2 OF SW 1-4 OF NE
Legal Range	28W
Legal Township	34N
Legal Section	23
Jurisdiction	SHERBURNE MN
Township / Civil Division	BECKER
Census Block Group	1
Census Block	1000
Census Tract	30407

Owner

Source: Sherburne County records · APN 05-123-1302

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10198 185TH AVE SE, BECKER, MN 55308-8746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK
Apr 06, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Jun 11, 2003 · Amount on Record
Deed Document Number	20221389592
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	10198 185TH AVE SE, BECKER, MN 55308-8746
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000910310
Date	Jan 21, 2021
Instrument	910310

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 06, 2022
Property Address	10198 185TH AVE SE, BECKER, MN 55308-8746
Document Number	0000940385
Instrument Date	Mar 18, 2022
Instrument	940385
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10198 185TH AVE SE, BECKER, MN 55308-8746

Mortgage

Document Number	0000940386
Date	Apr 06, 2022
Instrument	940386

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Becker Township
Unified School District	Becker Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,950.00 (+25.45%)	$9,900 (+1.02%) Land $9,900	$9,900 (+1.02%) Land $9,900
2023	$5,540.00	$9,800 Land $9,800
2021			$9,800 Land $9,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
NETworx Broadband Fiber	5,000 / 5,000
Midcontinent Communications Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 23 locations within half a mile of this property.

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