10197 W Waterlander Loop, Homosassa, FL 34448 Property Records

Citrus County property record for 10197 W Waterlander Loop, Homosassa, FL 34448

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,279 sqft · built 2022
Lot Size	0.049 acres (2,175 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Nov 2022)
Tax Bill	$5,503 (2025)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`2919S17E00801370`

Property Details

APN / Parcel Number

Primary APN	`2919S17E00801370`
Alternative APNs	`17E-19S-29-0080-137.0` `3331056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,279 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2022
Architectural Style	High Rise
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	2,175 sqft (0.049 acres)
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3331056
Old Parcel Number	2919S17E00801370
Street Address	10197 W WATERLANDER LOOP
City	HOMOSASSA
State	FL
Zip	34448-3846
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CL COASTAL LAKES LOW INTE
Legal Description	HOMOSASSA TRADEWINDS III A CONDOMINIUM UNIT 137 DECL OF CONDO IN OR BK 1989 PG 1854 -- TITLE IN OR BK 1373 PG 1036 & OR BK
Legal Range	17E
Legal Township	19S
Legal Section	29
Legal Subdivision	HOMOSASSA TRADWINDS CONDOS
Legal Unit	137
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2004
Census Tract	451701

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 848, OAKLAND, FL 34760-0848
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	2022074297
Deed Book / Page	3332 / 174
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 1, 2022
Property Address	10197 W WATERLANDER LOOP, HOMOSASSA, FL 34448-3846
Document Number	0033320174
Book / Page	3332 / 174
Map Reference	MB 1989 PG 1854
Instrument Date	Oct 28, 2022
Instrument	2022074297
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1353, INVERNESS, FL 34451-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MILLHOLLAND ST, OAKLAND, FL 34760-8950

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,503.00 (-1.68%)	$325,888 (-2.58%) Land $93,400 Building $232,488	$325,888 (-2.58%) Land $93,400 Building $232,488
2024	$5,597.00 (-29.04%) Additional exemption filed	$334,519 (-29.38%) Land $93,400 Building $241,119	$334,519 (-29.38%) Land $93,400 Building $241,119
2023	$7,887.00 (+2,043.21%) Additional exemption filed	$473,660 (+1,946.05%) Land $23,150 Building $450,510	$473,660 (+1,946.05%) Land $23,150 Building $450,510
2022	$368.00	$23,150 Land $23,150	$23,150 Land $23,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 487 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	554 units insured incl. 67 condo units
Nearby Flood Claims	481 (1993–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 316 claims Hurricane Idalia, Sep 2023 · 118 claims Hurricane Hermine, Sep 2016 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOMOSASSA SPECIAL WATER DISTRICT serves 5,548 people · EPA ID FL6090828
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20