10197 W 650 Rd, Hulbert, OK 74441 Property Records

Cherokee County property record for 10197 W 650 Rd, Hulbert, OK 74441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2010
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 2024)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14191`

Property Details

APN / Parcel Number

Primary APN	`14191`
Alternative APN	`0000-06-18N-21E-0-029-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Patio Area	64 sqft
Shed	1 Shed
Shed Area	300 sqft
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14191
Street Address	10197 W 650 RD
City	HULBERT
State	OK
Zip	74441-5489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T18N R21E S06 BEG NE/C LT 4 S8956'00" W95' FOR POB S0014'35" W660' N89* 56'00" E95' S0014'35" W160' S8956'00" W608.16' N0
Legal Range	21E
Legal Township	18N
Legal Section	06
Legal Lot Number	4
Jurisdiction	CHEROKEE OK
Township / Civil Division	NORTH CHEROKEE
Census Block Group	2
Census Block	2065
Census Tract	977600

Owner

Source: Cherokee County records · APN 14191

Assessment roll updated February 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10197 W 650 RD, HULBERT, OK 74441-5489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Jan 02, 2018 · Amount on Record
Deed Document Number	20247247
Deed Book / Page	1425 / 725
Prior Transfer Date	Oct 25, 2024
Prior Transfer Doc	001425/723
Record Updated	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jan 02, 2018
Property Address	10197 W 650 RD, HULBERT, OK 74441-5489
Document Number	01197/0632
Book / Page	1197 / 0632
Instrument Date	Dec 22, 2017
Instrument	2018-000048
Transaction Type	Transfer
Record Updated	Mar 04, 2022
Title Company	TITAN TITLE AND CLOSING/MO, TITAN TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10197 W 650 RD, HULBERT, OK 74441-5489

Mortgage

Document Number	2018000049
Date	Jan 02, 2018
Instrument	2018-000049

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated February 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Elementary School District	Peggs Public School (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,754.00	$24,571 (+66.82%) Land $4,579 Building $19,992	$223,370 (+28.87%) Land $41,625 Building $181,745
2024	$1,754.00 (+75.22%)	$14,729 (+5%) Land $2,200 Building $12,529	$173,327 (+7.44%) Land $20,000 Building $153,327
2023	$1,001.00 (+4.93%)	$14,027 (+5%) Land $2,200 Building $11,827	$161,321 (+32.83%) Land $20,000 Building $141,321
2022	$954.00	$13,359 Land $2,420 Building $10,939	$121,448 Land $22,000 Building $99,448

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 3, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	High above 82% of the US · above 63% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500

Based on FCC filings for 9 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PEGGS WATER COMPANY serves 1,925 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.