10197 Gamewell St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10197 Gamewell St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1986
Lot Size	0.326 acres (14,188 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2023)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Sep 2023 Sale & Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0431-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0431-0090`
Alternative APNs	`00274134` `274134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,686 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,188 sqft (0.326 acres)
Lot Dimensions	135 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	1,009 sqft
Deck Area	72 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00274134
Street Address	10197 GAMEWELL ST
City	SPRING HILL
State	FL
Zip	34608-6647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 431 LOT 9 ORB 358 PG 340
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	431
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3023
Census Tract	40901

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10197 GAMEWELL ST, SPRING HILL, FL 34608-6647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Jun 12, 2002 · Amount on Record
Deed Document Number	202358857
Deed Book / Page	4343 / 444
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0040841080
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 19, 2023
Property Address	10197 GAMEWELL ST, SPRING HILL, FL 34608-6647
Document Number	0043430444
Book / Page	4343 / 444
Map Reference	MB 8 PG 27-37
Instrument Date	Sep 5, 2023
Instrument	2023058857
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	SOUTHERN SUN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10370 WOODLAND WATERS BLVD, WEEKI WACHEE, FL 34613-3928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10197 GAMEWELL ST, SPRING HILL, FL 34608-6647

Mortgage

Document Number	0004343457
Date	Sep 19, 2023
Instrument	4343/457

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0043430446
Date	Sep 19, 2023
Book Page	4343/446
Instrument	2023058858

Lender

Name	HOMEOWNER FINANCIAL GROUP USA LLC
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Nov 12, 2021
Property Address	10197 GAMEWELL ST, SPRING HILL, FL 34608-6647
Document Number	0040841080
Book / Page	4084 / 1080
Map Reference	MB 8 PG 27-37
Instrument Date	Nov 12, 2021
Instrument	2021085487
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	SOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 S PENCIL PT, HOMOSASSA, FL 34446-1451

Mortgage

Document Number	40841082
Date	Nov 12, 2021
Instrument	4084/1082

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00 (+21.64%)	$242,646 (+46.11%) Land $46,679 Building $195,967	$242,646 (+3.62%) Land $46,679 Building $195,967
2023		$166,076 (-22.18%) Land $166,076
2022	$2,953.00	$213,414 Land $30,362 Building $183,052	$234,159 Land $42,138 Building $192,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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