San Bernardino County property record for 10197 Effen St, Rancho Cucamonga, CA 91730 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,868 sqft Living Area |
| Lot Size | 7,416 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $466,000 (2018) |
| Tax Bill | $5,717.00 (2025) |
Source: San Bernardino County records · APN 1077-391-08-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10197 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) ACG FUNDING INC ACG FUNDING INC |
| Dec 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SWIFTSURE LNS |
| Nov 09, 2018 | Grant Deed, Transfer · Conventional Mortgage THE MONEY SOURCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2018 · Amount on Record |
| Deed Sale | Nov 09, 2018 · Amount on Record |
| Prior Sale | May 17, 2012 · Amount on Record |
| Deed Doc Number | 2018409485 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10197 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3020 |
| Document Number | 0000381549 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10197 EFFEN ST RANCHO CUCAMONGA CA 917303020, RANCHO CUCAMONGA, CA 91730-3020 |
| Document Number | 0000381549 |
|---|---|
| Date | Oct 06, 2020 |
| Instrument | 381549 |
| Name | ACG FUNDING INC ACG FUNDING INC |
|---|---|
| Type | Bank |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10197 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3020 |
| Document Number | 0000460235 |
| Instrument Date | Dec 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10197 EFFEN ST RANCHO CUCAMONGA CA 917303020, RANCHO CUCAMONGA, CA 91730-3020 |
| Document Number | 0000460235 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 460235 |
| Name | SWIFTSURE LNS |
|---|---|
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 09, 2018 |
| Property Address | 10197 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3020 |
| Document Number | 0000409485 |
| Map Reference | MB 67 PG 61&62 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018-0409485 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TICOR TITLE COMPANY OF CALIF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 10197 EFFEN ST, RANCHO CUCAMONGA, CA 91730-3020 |
| Document Number | 0000409486 |
|---|---|
| Date | Nov 09, 2018 |
| Instrument | 2018-0409486 |
| Name | THE MONEY SOURCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Elementary School District | Central Elementary School District (KG - 08) |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $530,229 (+2%) Land $132,556 Building $397,673 | |
| 2025 | $5,717.00 (+5.05%) Homeowner's exemption | $519,832 (+4.04%) Land $129,957 Building $389,875 |
| 2023 | $5,442.00 (+1.64%) Homeowner's exemption | $499,646 Land $124,911 Building $374,735 |
| 2022 | $5,354.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1077-391-08-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 2,364 sqft Gross Area |
| 1st Floor | 1,868 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Modern Style |
| Construction Type | Frame Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 7,416 sqft (0.17 acres) |
| Depth X Width | 103 ft x 72 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 496 sqft Garage |
| Patio Area | 64 sqft Patio |
| Porch Area | 64 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 10197 EFFEN ST |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91730-3020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 5591 LOT 8 |
| Legal Subdivision | TRACT NO 5591 |
| Legal Tract | 5591 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN BERNARDINO CA |
| Minor Civil Division | ONTARIO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 2028 |
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