10197 Cold Harbor Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10197 Cold Harbor Ave, Cupertino, CA 95014 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,340 sqft · built 1967
Lot Size0.192 acres (8,346 sqft)
Owner2 Individual Names on File
Last Sale$3,700,000 (Jun 2025)
Tax Bill$2,662 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN369-09-021

Property Details

APN / Parcel Number

Primary APN369-09-021

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,340 sqft Living Area
1st Floor Area1,482 sqft
2nd Floor Area858 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,346 sqft (0.192 acres)
Lot Dimensions107 ft deep x 78 ft wide
Garage Area470 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Pool Area6,000 sqft
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address10197 COLD HARBOR AVE
CityCUPERTINO
StateCA
Zip95014-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4334 WILLISTON PARK BOOK 226 PAGE 2 PAGE 3 LOT 59
Legal SubdivisionWILLISTON PARK
Legal Tract4334
Legal Lot Number59
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1012
Census Tract508006

Owner

Source: Santa Clara County records · APN 369-09-021

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10197 COLD HARBOR AVE, CUPERTINO, CA 95014-3326
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2025 · Amount on Record
Deed SaleJun 18, 2025 · Amount on Record
Deed Document Number202525823219
Prior Transfer DateAug 06, 1998
Prior Transfer Doc0014329398
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address10197 COLD HARBOR AVE, CUPERTINO, CA 95014-3326
Transaction TypeMortgage
Record UpdatedDec 08, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10197 COLD HARBOR AVE, CUPERTINO, CA 95014-3326

Mortgage

Document Number0025910132
DateNov 26, 2025
Instrument25910132
Lender
NameBANK OF AMERICA NA
TypeBank
Address101 SOUTH TRYON STREET, CHARLOTTE, NC 28280
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.37%
AdjustableAdjustable Rate Rider
Type Change DateDec 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.3%
IndexOther
Max Rate10.3%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityCupertino City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$3,774,000 (+2,554.53%) Land $3,544,500 Building $229,500
2025$2,662.00 (+5.22%)$142,172 (+4.04%) Land $26,996 Building $115,176
2023$2,530.00 (+6.17%)$136,653 Land $25,949 Building $110,704
2022$2,383.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cold Harbor Ave

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