10197 Alpine Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 10197 Alpine Rd, Wales, MI 48027

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1996
Lot Size	12.4 acres (540,580 sqft)
Owner	Individual Name on Record
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-31-031-3002-500`

Property Details

APN / Parcel Number

Primary APN	`74-31-031-3002-500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	540,580 sqft (12.4 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10197 ALPINE RD
City	WALES
State	MI
Zip	48027-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES/AG
Legal Description	BEG 1779.25' W OF E 1/4 COR, TH S 0D 37M 41S W 2710.09', TH N 89D 46M 11S W 200', TH N 0D 37M 41S E 2709.29', TH E 200' TO
Legal Range	15E
Legal Township	06N
Legal Section	31
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	2
Census Block	2075
Census Tract	652600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10197 ALPINE RD, WALES, MI 48027-4001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 14, 2022
Transfer Doc	0000547558
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10197 ALPINE RD, WALES, MI 48027-4001
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10197 ALPINE RD, WALES, MI 48027-4001

Mortgage

Document Number	0005671466
Date	Nov 17, 2023
Book Page	5671/466
Instrument	2023020333

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10197 ALPINE RD, WALES, MI 48027-4001
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10197 ALPINE RD, WALES, MI 48027-4001

Mortgage

Document Number	0000547781
Date	Jan 20, 2022
Book Page	5477/81
Instrument	2022001528

Lender

Name	FIRST STATE BANK
Type	Bank
Address	67225

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 14, 2022
Property Address	10197 ALPINE RD, WALES, MI 48027-4001
Document Number	0000547558
Book / Page	5475 / 58
Instrument Date	Dec 17, 2021
Instrument	2022001080
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10197 ALPINE RD, WALES, MI 48027-4001
Investor	Possibly a Property Investor

Mortgage

Document Number	2022001081
Date	Jan 14, 2022
Instrument	2022001081

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,800 (+9.84%)	$321,600 (+9.84%)
2025	$3,080.00 (+6.76%) Homeowner's exemption	$146,400 (+14.38%)
2024	$2,885.00 (+12%)		$292,800 (+14.38%)
2023		$128,000
2022	$2,576.00		$256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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