10196 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 10196 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,928 sqft · built 2022
Lot Size	0.157 acres (6,875 sqft)
Owner	Individual Name on Record
Last Sale	$465,800 (Nov 2022)
Tax Bill	$5,762 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1031-000-37800`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1031-000-37800`
Alternative APN	`3919513`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,928 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,875 sqft (0.157 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3919513
Street Address	10196 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE 3B PB 72 PG 51-57 LOT 378 ORB 6058 PG 1483
Legal Subdivision	PALISADES
Legal Phase	3B
Legal Lot Number	378
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2085
Census Tract	31207

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10196 SPRING LAKE DR, CLERMONT, FL 34711-7914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	2022153498
Deed Book / Page	6058 / 1483
Record Updated	Jun 8, 2026

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 29, 2022
Property Address	10196 SPRING LAKE DR, CLERMONT, FL 34711-7914
Document Number	0060581483
Book / Page	6058 / 1483
Map Reference	MB 70 PG 67
Instrument Date	Nov 18, 2022
Instrument	2022153498
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,260.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10196 SPRING LAKE DR, CLERMONT, FL 34711-7914

Mortgage

Document Number	0060581491
Date	Nov 29, 2022
Book Page	6058/1491
Instrument	2022153500

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	DENVER, CO 80237

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,083 (+2.39%) Land $102,300 Building $277,783	$380,083 (+2.39%) Land $102,300 Building $277,783
2024	$5,762.00 (+4.78%)
2023	$5,499.00 (+1,031.48%)	$371,205 (+919.79%)	$371,205 (+919.79%) Land $102,300 Building $268,905
2022	$486.00	$36,400	$36,400 Land $36,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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