10196 Shaker Dr, Columbia, MD 21046 Property Records

Howard County property record for 10196 Shaker Dr, Columbia, MD 21046

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,968 sqft · built 1985
Lot Size	0.464 acres (20,211 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2011)
Tax Bill	$8,437 (2026)
Deeds & Mortgages	Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-462448`

Property Details

APN / Parcel Number

Primary APN	`06-462448`
Alternative APNs	`6462448` `462448`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Total Area
Basement Area	490 sqft
Finished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,211 sqft (0.464 acres)
Garage Type	Attached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	196 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	462448
Street Address	10196 SHAKER DR
City	COLUMBIA
State	MD
Zip	21046-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 7 .464 A 10196 SHAKER DR ATHOLTON
Legal Subdivision	ATHOLTON
Legal Lot Number	7
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606701

Owner

10196 Shaker Dr is owned and occupied by an individual who bought it in September 2011.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10196 SHAKER DR, COLUMBIA, MD 21046-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2011 · Amount on File
Deed Sale	Sep 13, 2011 · Amount on File
Prior Sale	Aug 12, 1985 · Amount on File
Deed Book / Page	13435 / 141
Record Updated	Oct 29, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOWARD MD
Property Address	10196 SHAKER DR, COLUMBIA, MD 21046-1304
Document Number	0179400188
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 SHAKER DR COLUMBIA MD 210461304, COLUMBIA, MD 21046-1304

Mortgage

Document Number	0179400188
Date	Nov 29, 2017
Book Page	017940/000188

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 10196 Shaker Dr was $8,437, up 1.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,437.00 (+1.61%)	$542,433 (+1.39%)	$557,300 (+4.17%) Land $269,600 Building $287,700
2025	$8,303.00	$535,000 Land $239,600 Building $295,400	$535,000 Land $239,600 Building $295,400
2023		$440,200	$535,000 Land $239,600 Building $295,400
2022	$4,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10196 Shaker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10196 Shaker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20