10196 Madrid Way, Spring Valley, CA 91977 Property Records

San Diego County property record for 10196 Madrid Way, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1977
Lot Size	0.312 acres (13,600 sqft)
Owner	Individual Name on File
Last Sale	$489,500 (Jun 2018)
Tax Bill	$7,279 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-261-08-00`

Property Details

APN / Parcel Number

Primary APN	`501-261-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,600 sqft (0.312 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10196 MADRID WAY
City	SPRING VALLEY
State	CA
Zip	91977-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8 POR TR 002194
Legal Subdivision	ELYSIAN KNOLLS AVOCADO ESTATES
Legal Tract	002194
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3012
Census Tract	13601

Owner

10196 Madrid Way is owned and occupied by an individual who bought it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	10196 MADRID WAY, SPRING VALLEY, CA 91977-1831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ORANGE CNTYS CU
Jun 6, 2018	Grant Deed, Transfer · Conventional Mortgage MONEY SOURCE
Jul 25, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Apr 30, 2008 · Amount on File
Deed Document Number	2018228929
Prior Transfer Date	Aug 23, 1995
Prior Transfer Doc	0000420725
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10196 MADRID WAY, SPRING VALLEY, CA 91977-1831
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 MADRID WAY, SPRING VALLEY, CA 91977-1831

Mortgage

Document Number	0000124804
Date	Feb 17, 2021
Instrument	2021-0124804

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10196 MADRID WAY, SPRING VALLEY, CA 91977-1831
Document Number	0000210795
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 MADRID WAY SPRING VALLEY CA 919771831, SPRING VALLEY, CA 91977-1831

Mortgage

Document Number	0000210795
Date	May 31, 2019
Instrument	210795

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2018
Property Address	10196 MADRID WAY, SPRING VALLEY, CA 91977-1831
Document Number	0000228929
Instrument Date	May 15, 2018
Instrument	228929
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 MADRID WAY SPRING VALLEY CA 919771831, SPRING VALLEY, CA 91977-1831

Mortgage

Document Number	228930
Date	Jun 6, 2018
Instrument	228930

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2017
Property Address	10196 MADRID WAY, SPRING VALLEY, CA 91977-1831
Document Number	0000335153
Map Reference	MAP2194
Instrument Date	Jul 5, 2017
Instrument	2017-0335153
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10196 MADRID WAY, SPRING VALLEY, CA 91977-1831

Mortgage

Document Number	0000335154
Date	Jul 25, 2017
Instrument	2017-0335154

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10196 Madrid Way was $7,279.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$567,752 (+2%) Land $317,273 Building $250,479
2025	$7,279.00	$556,620 Land $311,052 Building $245,568
2023	$6,803.00 (+1.52%)	$535,007 Land $298,974 Building $236,033
2022	$6,701.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10196 Madrid Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10196 Madrid Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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