Culpeper County property record for 10196 Hudson Rd, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,020 sqft · built 1980 |
| Lot Size | 2.96 acres (128,938 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Dec 2020) |
| Tax Bill | $1,379 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-75-C |
| Primary APN | 49-75-C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 128,938 sqft (2.96 acres) |
| Patio Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5387 |
|---|---|
| Street Address | 10196 HUDSON RD |
| City | CULPEPER |
| State | VA |
| Zip | 22701-8009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | FOX FARM LOT B-2 |
| Legal Lot Number | B |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | CEDAR MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930501 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10196 HUDSON RD, CULPEPER, VA 22701-8009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 28, 2020 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORPORATION |
| Aug 13, 2018 | Warranty Deed, Transfer · FHA Mortgage NFM INC |
| Jul 31, 2017 | Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on Record |
| Deed Sale | Dec 28, 2020 · Amount on Record |
| Prior Sale | Aug 13, 2018 · Amount on Record |
| Deed Document Number | 20209321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 10196 HUDSON RD, CULPEPER, VA 22701-8009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0200001074 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 200001074 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Dec 28, 2020 |
| Property Address | 10196 HUDSON RD, CULPEPER, VA 22701-8009 |
| Document Number | 0200009321 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 200009321 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10196 HUDSON RD, CULPEPER, VA 22701-8009 |
| Document Number | 0200009322 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 200009322 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Aug 13, 2018 |
| Property Address | 10196 HUDSON RD, CULPEPER, VA 22701-8009 |
| Document Number | 0180004213 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 180004213 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | BLUE RIDGE TITLE & STLMNT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10196 HUDSON RD, CULPEPER, VA 22701-8009 |
| Document Number | 0180004214 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 180004214 |
| Name | NFM INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jul 31, 2017 |
| Property Address | 10196 HUDSON RD, CULPEPER, VA 22701-8009 |
| Document Number | 170004049 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 4049 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $137.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 323 5TH ST EUREKA CA 955010305, EUREKA, CA 95501-0305 |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,379.00 | $320,700 (+6.26%) Land $114,600 Building $206,100 | $320,700 (+6.26%) Land $114,600 Building $206,100 |
| 2024 | $1,379.00 (-0.65%) | ||
| 2023 | $1,388.00 | $301,800 Land $89,600 Building $212,200 | $301,800 Land $89,600 Building $212,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1995–2014) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAIRMONT MANOR private · serves 155 people · EPA ID VA6047040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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