10196 Boca Cir, Naples, FL 34109 Property Records

Collier County property record for 10196 Boca Cir, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,220 sqft · built 1995
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Feb 2023)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`193300 C 93A25`

Property Details

APN / Parcel Number

Primary APN	`193300 C 93A25`
Alternative APNs	`24345007100046150C93` `24345007100`

Interior

Building Area	2,220 sqft Living Area
Gross Area	2,637 sqft
1st Floor Area	2,220 sqft

Exterior

Year Built	Built 1995
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Pool Area	392 sqft
Porch	Enclosed Porch
Deck Area	666 sqft

Location & Zoning

Account Number	193300 C 93A25
Old Parcel Number	24345007100046150C93
Street Address	10196 BOCA CIR
City	NAPLES
State	FL
Zip	34109-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	BOCA PALMS OF NAPLES BLK C LOT 9
Legal Range	25
Legal Township	48
Legal Section	25
Legal Subdivision	BOCA PALMS OF NAPLES
Legal Tract	193300
Legal Block	C
Legal Lot Number	9
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1019
Census Tract	10437

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10196 BOCA CIR, NAPLES, FL 34109-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Warranty Deed, Transfer · Conventional Mortgage VAST BANK NA
May 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK SOUTH FLORIDA
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/S FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	Apr 19, 1995 · Amount on Record
Deed Document Number	6360925
Deed Book / Page	6213 / 3270
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 8, 2023
Property Address	10196 BOCA CIR, NAPLES, FL 34109-7321
Document Number	0062133270
Book / Page	6213 / 3270
Map Reference	MB 16 PG 67&68
Instrument Date	Jan 31, 2023
Instrument	6360925
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	ARIES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 OAKMONT DR, DOVER, OH 44622-3200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6183 ASHWOOD LN, NAPLES, FL 34110-2407

Mortgage

Document Number	0062133272
Date	Feb 8, 2023
Instrument	6213/3272

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10196 BOCA CIR, NAPLES, FL 34109-7321
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055150276
Date	May 30, 2018
Book Page	5515/0276
Instrument	5563029

Lender

Name	FIFTH THIRD BANK SOUTH FLORIDA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10196 BOCA CIR, NAPLES, FL 34109-7321
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058550931
Date	Dec 4, 2020
Book Page	5855/931
Instrument	5964649

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10196 BOCA CIR, NAPLES, FL 34109-7321
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 BOCA CIR, NAPLES, FL 34109-7321

Mortgage

Document Number	0058473231
Date	Nov 19, 2020
Book Page	5847/3231
Instrument	5957181

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.89%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.89%
Index	Other
Max Rate	8.89%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10196 BOCA CIR, NAPLES, FL 34109-7321
Document Number	0056773143
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10196 BOCA CIR NAPLES FL 341097321, NAPLES, FL 34109-7321

Mortgage

Document Number	0056773143
Date	Sep 26, 2019
Book Page	005677/003143
Instrument	5770443

Lender

Name	FIFTH THIRD BK/S FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00 (+29.05%) Homeowner's exemption	$373,927 (+30.93%)	$594,954 (-0.15%) Land $390,469 Building $204,485
2023	$2,668.00 (-1.91%) Homeowner's exemption	$285,594 (+3%)	$595,840 (-1.26%) Land $302,813 Building $293,027
2022	$2,720.00 Homeowner's exemption	$277,276	$603,472 Land $290,894 Building $312,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

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