10196 Ash River Trl, Orr, MN 55771 Property Records

St. Louis County property record for 10196 Ash River Trl, Orr, MN 55771

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,014 sqft · built 1974
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on Record
Tax Bill$4,138 (2026)
Deeds & MortgagesJan 2022 Transfer
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN731-0010-00573

Property Details

APN / Parcel Number

Primary APN731-0010-00573
Alternative APN
  • 1084011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,014 sqft Gross Area
1st Floor Area676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialWood
Construction TypeFrame
Lot Area76,230 sqft (1.75 acres)
Deck Area60 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1084011
Street Address10196 ASH RIVER TRL
CityORR
StateMN
Zip55771-8043
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionEAST 275 FT OF W 1525 FT OF LOT 4 EX COMM ATNW COR OF LOT 4 THENCE N87DEG38'11"E ALONG NLINE 1601.36 FT TO E LINE OF W 1600
Legal Range19W
Legal Township68N
Legal Section04
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionNORTHWEST ST. LOUIS
Census Block Group1
Census Block1099
Census Tract15503

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5903 BRYANT LN, INVER GROVE HEIGHTS, MN 55076-1578
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Transfer on Death Deed, Transfer
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MTG
Jan 6, 2020Quit Claim Deed, Transfer
AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 28, 2021
Transfer Doc0001434369
Record UpdatedSep 20, 2026

January 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST LOUIS MN
Recording DateJan 3, 2022
Property Address10196 ASH RIVER TRL, ORR, MN 55771-8043
Document Number0001434369
Instrument DateDec 28, 2021
Instrument1434369
Transaction TypeTransfer
Record UpdatedFeb 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address10196 ASH RIVER TRL, ORR, MN 55771-8043
Document Number00A1400077
Instrument DateDec 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 3, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10196 ASH RIVER TRL ORR MN 557718043, ORR, MN 55771-8043

Mortgage

Document Number00A1400077
DateDec 31, 2020
InstrumentA1400077
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 30, 2040

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJan 6, 2020
Property Address10196 ASH RIVER TRL, ORR, MN 55771-8043
Document Number00A1370834
Instrument DateDec 30, 2019
InstrumentA1370834
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyGLOBAL CLOSING

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5403 BRYANT LN INVER GROVE HEIGHTS MN 55076, INVER GROVE HEIGHTS, MN 55076

Mortgage

Document NumberA1370835
DateJan 6, 2020
InstrumentA1370835
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressEDINA, MN 55439
Agreement
AmountAmount Recorded
Term360 Months
DueJan 5, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,138.00 (+9.12%)
2025$3,792.00 (-5.39%)$368,600 (+6.1%) Land $247,400 Building $121,200$368,600 (+6.1%) Land $247,400 Building $121,200
2024$4,008.00$347,400 (+21%) Land $239,500 Building $107,900$347,400 (+21%) Land $239,500 Building $107,900
2022$287,100 Land $198,000 Building $89,100$287,100 Land $198,000 Building $89,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJun 2022 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 90% of Minnesota
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000

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