10195 Carroll Rd, Columbus, MI 48063 Property Records

St. Clair County property record for 10195 Carroll Rd, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,098 sqft · built 2005
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2026)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-16-007-2003-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-007-2003-000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,098 sqft Living Area
1st Floor Area	2,098 sqft
Basement Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	871,200 sqft (20 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10195 CARROLL RD
City	COLUMBUS
State	MI
Zip	48063-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICUL
Legal Description	N 1/2 OF E 1/2 OF W 1/2 OF NE 1/4 SEC 7 T5N R15E 20 A
Legal Range	15E
Legal Township	05N
Legal Section	07
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	3
Census Block	3037
Census Tract	651600

Owner

10195 Carroll Rd is owned and occupied by two individuals who bought it in April 2026.

Source: St. Clair County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10195 CARROLL RD, COLUMBUS, MI 48063-1000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Deed Document Number	20268328
Deed Book / Page	5917 / 573
Prior Transfer Date	Aug 24, 2024
Prior Transfer Doc	0005740756
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10195 CARROLL RD, COLUMBUS, MI 48063-1000
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10195 CARROLL RD, COLUMBUS, MI 48063-1000

Mortgage

Document Number	0000576779
Date	Nov 19, 2024
Book Page	5767/79
Instrument	2024020666

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 22, 2026
Property Address	10195 CARROLL RD, COLUMBUS, MI 48063-1000
Document Number	0005917573
Book / Page	5917 / 573
Instrument Date	Apr 2, 2026
Instrument	20268328
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	VISIONARY TITLE AGENCY LLC, VISIONARY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10195 CARROLL RD, COLUMBUS, MI 48063-1000

Mortgage

Document Number	0000008328,
Date	Apr 22, 2026
Instrument	20268328

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10195 CARROLL RD, COLUMBUS, MI 48063-1000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050160617
Date	Dec 14, 2018
Book Page	5016/617
Instrument	2018027434

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10195 Carroll Rd was $3,479 with a homeowner's exemption, up 7.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,300 (+1.63%)	$436,600
2025	$3,479.00 (+7.61%) Homeowner's exemption	$214,800
2024	$3,233.00		$429,600
2023		$174,500
2022	$2,934.00		$349,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10195 Carroll Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10195 Carroll Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T.

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