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10195 Bernice Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 10195 Bernice Rd, Milton, FL 32583 · Last verified June 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,620 sqft · built 2000
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$29,000 (Sep 2006)
Tax Bill$110 (2024)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-1N-27-0000-00436-0000

Property Details

APN / Parcel Number

Primary APN01-1N-27-0000-00436-0000
Alternative APN
  • N271010000004360000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,452 sqft
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Lot Dimensions429 ft deep x 203 ft wide
View / LotMobile Home

Exterior Amenities

PorchFinished/Open Porch
Porch Area132 sqft
Deck Area700 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10195 BERNICE RD
CityMILTON
StateFL
Zip32583-7180
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOM NE SEC CORN THN S3*47 14 E ON E SEC LN 59.63 FT TO S R/W PONDEROSA RD & POB & CONT ON E LN 430 FT THN S86*24'12W 101. 40 FT THN N3*47'14W 429.61 FT TO INSCT OF S R/W OF PONDEROSA RD THN N86*10'46E ON S R/W 101.40 FT TO POB (PARCEL I) TOGETHER WTH
Legal Range27W
Legal Township1N
Legal Section01
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group2
Census Block2000
Census Tract10808

Owner

Source: Santa Rosa County records · APN 01-1N-27-0000-00436-0000

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10195 BERNICE RD, MILTON, FL 32583-7180
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2006 · Amount on Record
Deed SaleSep 12, 2006 · Amount on Record
Deed Document Number200651022
Deed Book / Page2648 / 1306
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address10195 BERNICE RD, MILTON, FL 32583-7180
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10195 BERNICE RD, MILTON, FL 32583-7180

Mortgage

Document Number0043051764
DateJul 14, 2022
Book Page4305/1764
Instrument202241631
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$71,149 (+2.9%)$134,573 (+3.22%) Land $52,000 Building $82,573
2024$110.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$69,144 (+3%)$130,375 (+10.69%) Land $50,000 Building $80,375
2023$110.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$67,130 (+3%)$117,782 (+25.94%) Land $44,000 Building $73,782
2022$110.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$65,175$93,525 Land $30,000 Building $63,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1994–2014)
Claims Outside the SFHA7 of 10
Most Recent ClaimApr 2014, other causes, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm
  • Hurricane Georges, Oct 1998 · 4 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Wildfire

Wildfire RiskModerate
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 375 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Mediacom Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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