10194 Born St, Three Rivers, MI 49093 Property Records

Cass County property record for 10194 Born St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1937
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Dec 2019)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-080-024-082-00`

Property Details

APN / Parcel Number

Primary APN	`14-080-024-082-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	864 sqft Building Perimeter
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10194 BORN ST
City	THREE RIVERS
State	MI
Zip	49093-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	371-627 325 6-13 SEC 24 T6 R13 COM 1024 FT W FRM SE COR SEC, TH N TO SHORE HARWOOD LKE, TH N 78 3/4 DEG E 50.9 FT, TH S TO
Legal Range	13W
Legal Township	06S
Legal Section	24
Legal Lot Number	13
Jurisdiction	CASS MI
Township / Civil Division	NEWBERG
Census Block Group	2
Census Block	2016
Census Tract	1702

Owner

10194 Born St is owned by two individuals who bought it in December 2019.

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1122 BELMONT AVE, SOUTH BEND, IN 46615-1102
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Deed Book / Page	1164 / 1029
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MI
Recording Date	Dec 3, 2019
Property Address	10194 BORN ST, THREE RIVERS, MI 49093-8223
Document Number	01164/1029
Book / Page	1164 / 1029
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CASS COUNTY TITLE OFFICE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,229.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9727 MAJOR AVE, 9727, OAK LAWN, IL 60453-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1122 BELMONT AVE, SOUTH BEND, IN 46615-1102

Mortgage

Document Number	0011641031
Date	Dec 3, 2019
Instrument	1164/1031

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	1%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	3%
Index	5-Year CMT
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 10194 Born St was $3,811.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Newberg Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,800 (+10.64%) Land $149,800	$299,600 (+10.64%) Land $299,600
2025	$3,811.00	$135,400 Land $135,400	$270,800 Land $270,800
2023		$136,900	$273,800
2022	$3,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10194 Born St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10194 Born St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Born St

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