10191 Sayers Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 10191 Sayers Ct, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,229 sqft · built 2004
Lot Size	0.218 acres (9,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,000 (Jul 2018)
Tax Bill	$7,629 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-1600-046-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1600-046-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,229 sqft Living Area
1st Floor Area	1,320 sqft
2nd Floor Area	909 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,502 sqft (0.218 acres)
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10191 SAYERS CT
City	ELK GROVE
State	CA
Zip	95757-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	ELK GROVE MEADOWS UNIT 3A, LOT 127
Legal Subdivision	ELK GROVE MEADOWS UNIT 3A
Legal Lot Number	127
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3011
Census Tract	9647

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10191 SAYERS CT, ELK GROVE, CA 95757-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Jul 30, 2018	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Mar 24, 2005 · Amount on Record
Deed Book / Page	20180730 / 938
Prior Transfer Date	Mar 17, 2005
Prior Transfer Doc	3240000001616
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10191 SAYERS CT, ELK GROVE, CA 95757-2510
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10191 SAYERS CT, ELK GROVE, CA 95757-2510

Mortgage

Document Number	0000001220
Date	Nov 18, 2021
Instrument	2021111801220

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10191 SAYERS CT, ELK GROVE, CA 95757-2510
Document Number	1908200131
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10191 SAYERS CT ELK GROVE CA 957572510, ELK GROVE, CA 95757-2510

Mortgage

Document Number	1908200131
Date	Aug 20, 2019
Instrument	1908200131

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2034

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 30, 2018
Property Address	10191 SAYERS CT, ELK GROVE, CA 95757-2510
Document Number	1807300938
Instrument Date	Jul 26, 2018
Instrument	1807300938
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10191 SAYERS CT ELK GROVE CA 957572510, ELK GROVE, CA 95757-2510

Mortgage

Document Number	1807300939
Date	Jul 30, 2018
Instrument	1807300939

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,048 (+2%) Land $170,671 Building $366,377
2025	$7,629.00 (+1.03%) Homeowner's exemption	$526,519 (+4.04%) Land $167,325 Building $359,194
2024	$7,551.00 (+2.4%)
2023	$7,374.00 (+1.64%) Homeowner's exemption	$506,076 Land $160,829 Building $345,247
2022	$7,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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