10191 Luther Rd, Live Oak, CA 95953 Property Records

Sutter County property record for 10191 Luther Rd, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,315 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$483,000 (Mar 2022)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Transfer + 3 more
APN	`006-720-042-000`

Property Details

APN / Parcel Number

Primary APN	`006-720-042-000`
Alternative APN	`06-720-042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,315 sqft Living Area
Gross Area	2,756 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	06-720-042
Street Address	10191 LUTHER RD
City	LIVE OAK
State	CA
Zip	95953-0009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN GLEN SUBD FORMERLY PTN OF 06-351-014 LOT 097 AS SHOWN ON SUBD MAP RECORDED IN BOOK 19 OF SURVEYS, PG 85
Legal Subdivision	GARDEN GLEN SUBDIVISION
Legal Lot Number	97
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2008
Census Tract	50701

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10191 LUTHER RD, LIVE OAK, CA 95953-0009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 2, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS
Mar 1, 2022	Grant Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Sep 1, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	20223081
Last Transfer Date	Sep 8, 2026
Transfer Doc	0000009087
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SUTTER CA
Recording Date	Sep 11, 2026
Property Address	10191 LUTHER RD, LIVE OAK, CA 95953-0009
Document Number	0000009088
Instrument Date	Sep 8, 2026
Instrument	20269088
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SUTTER CA
Recording Date	Sep 11, 2026
Property Address	10191 LUTHER RD, LIVE OAK, CA 95953-0009
Document Number	0000009087
Instrument Date	Sep 8, 2026
Instrument	20269087
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Recording Date	Jun 2, 2026
Property Address	10191 LUTHER RD, LIVE OAK, CA 95953-0009
Document Number	0000005201
Instrument Date	May 22, 2026
Instrument	20265201
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10191 LUTHER RD, LIVE OAK, CA 95953-0009

Mortgage

Document Number	0000005201,
Date	Jun 2, 2026
Instrument	20265201

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

March 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Mar 1, 2022
Property Address	10191 LUTHER RD, LIVE OAK, CA 95953-0009
Document Number	0000003081
Map Reference	MB 19 PG 85-92
Instrument Date	Feb 25, 2022
Instrument	2022-0003081
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10191 LUTHER RD, LIVE OAK, CA 95953-0009

Mortgage

Document Number	0000003082
Date	Mar 1, 2022
Instrument	2022-0003082

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Sep 1, 2021
Property Address	10191 LUTHER RD, LIVE OAK, CA 95953-0009
Document Number	0000015601
Map Reference	MB 19 PG 85-92
Instrument Date	Aug 26, 2021
Instrument	2021-0015601
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 DOUGLAS BLVD STE 150, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,812 (+2%) Land $81,181 Building $441,631	$522,812 (+2%)
2025	$6,812.00 (+2.93%)	$512,562 (+4.04%) Land $79,590 Building $432,972	$512,562
2023	$6,618.00	$492,660 Land $76,500 Building $416,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

Nearby Properties on Luther Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures