10190 Thayer St, Brooksville, FL 34601 Property Records

Hernando County property record for 10190 Thayer St, Brooksville, FL 34601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,143 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Sep 2025)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R13-122-19-0660-0000-0360`

Property Details

APN / Parcel Number

Primary APN	`R13-122-19-0660-0000-0360`
Alternative APNs	`00005443` `5443`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,143 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	2,143 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Screened Porch
Porch Area	240 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00005443
Street Address	10190 THAYER ST
City	BROOKSVILLE
State	FL
Zip	34601-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOW HEIGHTS LOT 36 ORB 670 PG 486
Legal Range	19E
Legal Township	22S
Legal Section	13
Legal Subdivision	LUDLOW HEIGHTS
Legal Lot Number	36
Jurisdiction	HERNANDO FL
Township / Civil Division	BROOKSVILLE
Census Block Group	1
Census Block	1021
Census Tract	40202

Owner

Source: Hernando County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17840 MORNINGHIGH DR, LUTZ, FL 33549-5524
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOGAN FINANCE CORPORATION
May 17, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage JARED D STUDSTILL
Sep 25, 2025	Warranty Deed, Transfer · Commercial Mortgage SUNCOAST EQUITY PARTNERS LLC
Apr 23, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jun 6, 2018	Trustee's Deed, Transfer FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202567330
Deed Book / Page	4614 / 1736
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 26, 2026
Property Address	10190 THAYER ST, BROOKSVILLE, FL 34601-5129
Document Number	0000043585
Book / Page	4728 / 92
Instrument Date	Jun 25, 2026
Instrument	202643585
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	21350 OUR RD, BROOKSVILLE, FL 34601-4631

Mortgage

Document Number	0000043585,
Date	Jun 26, 2026
Book Page	4728/92
Instrument	202643585

Lender

Name	LOGAN FINANCE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10190 THAYER ST, BROOKSVILLE, FL 34601-5129
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4142 MARINER BLVD 603, SPRING HILL, FL 34609-2468
Investor	Possibly a Property Investor

Mortgage

Document Number	0042980884
Date	May 17, 2023
Book Page	4298/884
Instrument	2023029799

Lender

Name	JARED D STUDSTILL
Type	Private Party
Address	635 37TH AVE NE, SAINT PETERSBURG, FL 33704

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2025
Property Address	10190 THAYER ST, BROOKSVILLE, FL 34601-5129
Document Number	0046141736
Book / Page	4614 / 1736
Map Reference	MB 6 PG 81
Instrument Date	Sep 19, 2025
Instrument	2025067330
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	ALLIED TITLE AND TRUST LLC, ALLIED TITLE AND TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4142 MARINER BLVD, SPRING HILL, FL 34609-2468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17840 MORNINGHIGH DR, LUTZ, FL 33549-5524

Mortgage

Document Number	0046141741
Date	Sep 25, 2025
Instrument	4614/1741

Lender

Name	SUNCOAST EQUITY PARTNERS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 23, 2019
Property Address	10190 THAYER ST, BROOKSVILLE, FL 34601-5129
Document Number	0036950158
Book / Page	003695 / 000158
Instrument Date	Apr 12, 2019
Instrument	24678
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$418.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4142 MARINER BLVD #603 SPRING HILL FL 346092468, 603, SPRING HILL, FL 34609-2468

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 6, 2018
Property Address	10190 THAYER ST, BROOKSVILLE, FL 34601-5129
Document Number	0035911232
Book / Page	003591 / 001232
Instrument Date	May 30, 2018
Instrument	34984
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	HOME/LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8323 ARCOLA AVE HUDSON FL 346673622, HUDSON, FL 34667-3622

Mortgage

Document Number	35911236
Date	Jun 6, 2018
Book Page	003591/001236
Instrument	34987

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	6230 FAIRVIEW RD # 300, CHARLOTTE, NC 28210-3151

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,688.00 (-0.54%)	$212,709 (+1%)	$243,265 (-3.76%) Land $8,000 Building $235,265
2024	$3,708.00 (+22.09%)	$193,372 (+1%)	$252,778 (+8.1%) Land $8,000 Building $244,778
2023		$175,793 Land $175,793
2022	$3,037.00		$233,835 Land $11,000 Building $222,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	20 (2004–2024)
Claims Outside the SFHA	11 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Tropical Storm Debby, Jul 2012 · 8 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-DOGWOOD EST serves 832 people · EPA ID FL6270468
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	HERNANDO CO UTL-WEST
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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