10190 Robins Nest Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 10190 Robins Nest Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,444 sqft · built 2009
Lot Size	16.9 acres (737,035 sqft)
Owner	2 Individual Names on File
Last Sale	$732,600 (May 2022)
Tax Bill	$4,717 (2026)
Deeds & Mortgages	Sep 2020 Refinance May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41495`

Property Details

APN / Parcel Number

Primary APN	`41495`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,444 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	737,035 sqft (16.9 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Deck Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10190 ROBINS NEST LN
City	GLOUCESTER
State	VA
Zip	23061-2974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	NEW UPTON PARCEL B
Legal Subdivision	PLAT: PB25 269
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2008
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10190 ROBINS NEST LN, GLOUCESTER, VA 23061-2974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Sep 11, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Document Number	20222587
Prior Transfer Date	Jan 31, 2011
Prior Transfer Doc	0000000588
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10190 ROBINS NEST LN, GLOUCESTER, VA 23061-2974
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004812
Date	Sep 11, 2020
Instrument	200004812

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.38%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 3, 2022
Property Address	10190 ROBINS NEST LN, GLOUCESTER, VA 23061-2974
Document Number	0220002587
Instrument Date	Apr 27, 2022
Instrument	220002587
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	PACIFIC VA TITLE AGENCY, PACIFIC VIRGINIA TITLE AGNCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10190 ROBINS NEST LN, GLOUCESTER, VA 23061-2974

Mortgage

Document Number	0220002588
Date	May 3, 2022
Instrument	220002588

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10190 ROBINS NEST LN, GLOUCESTER, VA 23061-2974
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004167
Date	Jun 9, 2021
Instrument	210004167

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 11, 2020
Property Address	10190 ROBINS NEST LN, GLOUCESTER, VA 23061-2974
Document Number	200004811
Instrument Date	Aug 14, 2020
Instrument	200004811
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10190 ROBINS NEST LN, GLOUCESTER, VA 23061-2974

Mortgage

Document Number	0200004812
Date	Sep 11, 2020
Instrument	200004812

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.38%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,717.00 (+22.23%)	$809,010 (+28.69%) Land $142,800 Building $666,210	$809,010 (+28.69%) Land $142,800 Building $666,210
2025	$3,859.00 (+5.29%)	$628,660 (-) Land $103,820 Building $524,840	$628,660 (-) Land $103,820 Building $524,840
2024	$3,665.00	$628,660 (-) Land $103,820 Building $524,840	$628,660 (-) Land $103,820 Building $524,840
2023	$3,665.00 (+78.78%)	$628,660 (+15.76%) Land $103,820 Building $524,840	$628,660 (+15.76%) Land $103,820 Building $524,840
2022	$2,050.00	$543,080 Land $106,830 Building $436,250	$543,080 Land $106,830 Building $436,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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