10190 Rd 1703, Union, MS 39365 Property Records

Neshoba County property record for 10190 Rd 1703, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,809 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$257,400 (Sep 2020)
Tax Bill	$1,937 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14100-14-008.000`

Property Details

APN / Parcel Number

Primary APN	`14100-14-008.000`
Alternative APN	`16160`

Interior

Full Baths	3 Baths
Building Area	2,809 sqft Living Area
1st Floor Area	2,121 sqft
2nd Floor Area	471 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	1,600 sqft
Carport	Carport
Carport Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Deck Area	1,000 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	16160
Street Address	10190 ROAD 1703
City	UNION
State	MS
Zip	39365-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 OF SW1/4 OF SW1/4
Legal Range	13E
Legal Township	09N
Legal Section	14
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	5
Census Block	5012
Census Tract	10600

Owner

Source: Neshoba County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10190 ROAD 1703, UNION, MS 39365-2760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Feb 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Dec 18, 2023	Intrafamily Transfer, Transfer
Sep 22, 2020	Deed of Trust, Mortgage FREEDOM MORTGAGE
Sep 22, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit FREEDOM HOME MORTGAGE CORP (FN)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Book / Page	2020 / 4469
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	2020/4469
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10190 ROAD 1703, UNION, MS 39365-2760
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026/1061
Date	Feb 27, 2026
Book Page	2026/1061
Instrument	2026-1061

Lender

Name	SWIFT HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10190 ROAD 1703, UNION, MS 39365-2760
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002024/721
Date	Feb 5, 2024
Book Page	2024/721
Instrument	2024-721

Lender

Name	SWIFT HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2049

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NESHOBA MS
Recording Date	Dec 18, 2023
Property Address	10190 ROAD 1703, UNION, MS 39365-2760
Document Number	02023/4581
Book / Page	2023 / 4581
Instrument Date	Dec 18, 2023
Instrument	2023-4581
Transaction Type	Transfer
Record Updated	Jan 3, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 VELMA BALL RD, LOUISVILLE, MS 39339-7761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10190 ROAD 1703, UNION, MS 39365-2760

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10190 ROAD 1703, UNION, MS 39365-2760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/8235
Date	Sep 22, 2020
Book Page	2020/8235

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	318 Months
Due	Mar 1, 2047

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NESHOBA MS
Recording Date	Sep 22, 2020
Property Address	10190 ROAD 1703, UNION, MS 39365-2760
Document Number	2020/4469
Book / Page	2020 / 4469
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10190 ROAD 1703, 10190, UNION, MS 39365-2760

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10190 ROAD 1703, UNION, MS 39365-2760

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10190 ROAD 1703, UNION, MS 39365-2760
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0020177270
Date	Sep 6, 2017
Book Page	2017/7270

Lender

Name	FREEDOM HOME MORTGAGE CORP (FN)
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 8054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$20,865 (+10.26%)	$207,790 (+10.19%) Land $8,300 Building $199,490
2024	$1,937.00 (+7.91%)
2023	$1,795.00 (-0.28%) Homeowner's exemption	$18,924	$188,570 Land $8,300 Building $180,270
2021	$1,800.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

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