10190 Luna Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 10190 Luna Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,663 sqft · built 1989
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Feb 2024)
Tax Bill	$6,276 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`025-240-051-000`

Property Details

APN / Parcel Number

Primary APN	`025-240-051-000`
Alternative APN	`25-240-51-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
1st Floor Area	1,663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Lot Area	218,236 sqft
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	599 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	25-240-51-000
Street Address	10190 LUNA DR
City	GRASS VALLEY
State	CA
Zip	95949-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-10
Legal Description	PCL D PM 16/30
Legal Subdivision	ALTA SIERRA SKYPARK
Legal Lot Number	D
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3012
Census Tract	104

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10190 LUNA DR, GRASS VALLEY, CA 95949-9002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Grant Deed, Transfer · Conventional Mortgage SOFI BANK NA
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2020	Grant Deed, Transfer · Conventional Mortgage DIVINE MTG CAP
Aug 19, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jul 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 16, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20242542
Prior Transfer Date	Aug 11, 2020
Prior Transfer Doc	0000020231
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 13, 2024
Property Address	10190 LUNA DR, GRASS VALLEY, CA 95949-9002
Document Number	0000002542
Map Reference	MB 16 PG 30
Instrument Date	Feb 7, 2024
Instrument	20240002542
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10190 LUNA DR, GRASS VALLEY, CA 95949-9002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002543
Date	Feb 13, 2024
Instrument	20240002543

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10190 LUNA DR, GRASS VALLEY, CA 95949-9002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017079
Date	Sep 5, 2019
Instrument	20190017079

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2047

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 19, 2020
Property Address	10190 LUNA DR, GRASS VALLEY, CA 95949-9002
Document Number	0000020230
Instrument Date	Aug 11, 2020
Instrument	20230
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	113 ELKHORN BLVD RIO LINDA CA 956733214, RIO LINDA, CA 95673-3214

Mortgage

Document Number	20232
Date	Aug 19, 2020
Instrument	20232

Lender

Name	DIVINE MTG CAP
Address	CITY OF INDUSTRY, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 19, 2020
Property Address	10190 LUNA DR, GRASS VALLEY, CA 95949-9002
Document Number	0000020231
Instrument Date	Aug 11, 2020
Instrument	20231
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	113 ELKHORN BLVD RIO LINDA CA 956733214, RIO LINDA, CA 95673-3214

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 25, 2018
Property Address	10190 LUNA DR, GRASS VALLEY, CA 95949-9002
Document Number	0000014800
Instrument Date	Jul 17, 2018
Instrument	14800
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10190 LUNA DR GRASS VALLEY CA 959499002, GRASS VALLEY, CA 95949-9002

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10190 LUNA DR, GRASS VALLEY, CA 95949-9002
Document Number	0000011006
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10190 LUNA DR GRASS VALLEY CA 959499002, GRASS VALLEY, CA 95949-9002

Mortgage

Document Number	0000011006
Date	May 22, 2017
Instrument	11006

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,028 (+2%) Land $176,868 Building $416,160
2025	$6,276.00 (+2.52%) Homeowner's exemption	$581,400 (+3.49%) Land $173,400 Building $408,000
2023	$6,122.00 (+2.08%)	$561,816 Land $156,060 Building $405,756	$498,420
2022	$5,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, Optimum, T-Mobile, Verizon.

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