Hernando County property record for 10190 Elgin Blvd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 2023 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,990 (Jan 2024) |
| Tax Bill | $3,785 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5230-1575-0040 |
| Primary APN | R32-323-17-5230-1575-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 83 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00633531 |
|---|---|
| Street Address | 10190 ELGIN BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 23 BLK 1575 LOT 4 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | SPRING HILL UNIT 23 |
| Legal Block | 1575 |
| Legal Lot Number | 4 |
| Legal Unit | 23 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41201 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10190 ELGIN BLVD, SPRING HILL, FL 34608-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Jun 6, 2023 | Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2024 · Amount on Record |
| Deed Sale | Jan 3, 2024 · Amount on Record |
| Prior Sale | Jun 6, 2023 · Amount on Record |
| Deed Document Number | 2024000658 |
| Deed Book / Page | 4379 / 1934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 3, 2024 |
| Property Address | 10190 ELGIN BLVD, SPRING HILL, FL 34608-1708 |
| Document Number | 0043791934 |
| Book / Page | 4379 / 1934 |
| Map Reference | MB 10 PG 44-52 |
| Instrument Date | Dec 26, 2023 |
| Instrument | 2024000658 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,282.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 SW 34TH AVE # AVE101A, AVE101A, OCALA, FL 34474-7448 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10190 ELGIN BLVD, SPRING HILL, FL 34608-1708 |
| Document Number | 0043791935 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 4379/1935 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 6, 2023 |
| Property Address | 10190 ELGIN BLVD, SPRING HILL, FL 34608-1708 |
| Document Number | 0043050559 |
| Book / Page | 4305 / 559 |
| Map Reference | MB 10 PG 44-52 |
| Instrument Date | May 24, 2023 |
| Instrument | 2023034238 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7941 PORPOISE DR, MARATHON, FL 33050-2821 |
| Name | Verified Name |
|---|---|
| Address | 3300 SW 34TH AVE STE 101A, 101A, OCALA, FL 34474-4438 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,785.00 (+1,013.24%) Additional exemption filed | $304,580 (+1,748.74%) Land $35,400 Building $269,180 | $304,580 (+891.79%) Land $35,400 Building $269,180 |
| 2023 | $16,475 (-23.84%) | ||
| 2022 | $340.00 | $21,633 Land $21,633 | $30,710 Land $30,710 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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