10190 Dutch Settlement Rd, Marcellus, MI 49067 Property Records

St. Joseph County property record for 10190 Dutch Settlement Rd, Marcellus, MI 49067

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,436 sqft · built 1994
Lot Size	4.16 acres (181,210 sqft)
Owner	Individual Name on File
Last Sale	$319,900 (Sep 2020)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-031-013-10`

Property Details

APN / Parcel Number

Primary APN	`007-031-013-10`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	2,436 sqft Building Perimeter
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	181,210 sqft (4.16 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10190 DUTCH SETTLEMENT RD
City	MARCELLUS
State	MI
Zip	49067-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICUL
Legal Description	COM SW COR SEC 31 T5S R12W TH N 89D 52M 08S E 961.94 FT TO POB TH N 29D 29M 20S W 206.52 FT TH N 00D 31M 41S W 220 FT TH N 89
Legal Range	12W
Legal Township	05S
Legal Section	31
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLOWERFIELD
Census Block Group	1
Census Block	1076
Census Tract	40900

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	93321 CEDAR LAKE AVE, MARCELLUS, MI 49067-9784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 13, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	20206039
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 29, 2020
Property Address	10190 DUTCH SETTLEMENT RD, MARCELLUS, MI 49067-8318
Document Number	2020006039
Instrument Date	Sep 24, 2020
Instrument	2020006039
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10190 DUTCH SETTLEMENT RD, 10190, MARCELLUS, MI 49067-8318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93321 CEDAR LAKE AVE, MARCELLUS, MI 49067-9784

Mortgage

Date	Sep 29, 2020

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 13, 2017
Property Address	10190 DUTCH SETTLEMENT RD, MARCELLUS, MI 49067-8318
Document Number	1854/0794
Book / Page	1854 / 0794
Instrument Date	Jan 11, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10190 DUTCH SETTLEMENT RD, 10190, MARCELLUS, MI 49067-8318

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26926 SAVAGE RD, MARCELLUS, MI 49067

Mortgage

Document Number	18540796
Date	Jan 13, 2017
Instrument	1854/0796

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Flowerfield Township
Unified School District	Marcellus Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,400 Land $27,200 Building $196,200	$446,800 Land $54,400 Building $392,400
2025	$3,477.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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