10190 480th Ln, Lucas, IA 50151 Property Records

Lucas County property record for 10190 480th Ln, Lucas, IA 50151

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 1,813 sqft · built 1996
Lot Size	13 acres (568,022 sqft)
Owner	Individual Name on Record
Tax Bill	$2,980 (2026)
Deeds & Mortgages	Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0530100005`

Property Details

APN / Parcel Number

Primary APN	`0530100005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Construction Type	Manufactured
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	568,022 sqft (13 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10190 480TH LN
City	LUCAS
State	IA
Zip	50151-8355
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	30-72-23 E 318' OF NW NW & E 3 18' OF N 218' OF SW N W
Legal Range	23W
Legal Township	72N
Legal Section	30
Jurisdiction	LUCAS IA
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2110
Census Tract	950200

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10190 480TH LN, LUCAS, IA 50151-8355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	10190 480TH LN, LUCAS, IA 50151-8355
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191439
Date	Nov 15, 2019
Instrument	2019-1439

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,980.00 (+3.69%) Homeowner's exemption	$237,284 (+6%) Land $85,635 Building $151,649	$237,284 (+6%) Land $85,635 Building $151,649
2025	$2,874.00 Homeowner's exemption	$223,844 (+12.93%) Land $85,635 Building $138,209	$223,844 (+12.93%) Land $85,635 Building $138,209
2024	$2,874.00 (+81.44%)
2023		$198,211 Land $72,725 Building $125,486	$198,211 Land $72,725 Building $125,486
2021	$1,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Lockridge Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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