1019 Waldo Ln, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1019 Waldo Ln, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,370 sqft · built 1988
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$243,000 (Dec 2017)
Tax Bill$3,996 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA870002254

Property Details

APN / Parcel Number

Primary APNA870002254
Alternative APN
  • 3-157C-6091-00-0110.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,370 sqft Living Area
Gross Area4,038 sqft
1st Floor Area1,218 sqft
Basement Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870002254
Street Address1019 WALDO LN
CitySAINT CHARLES
StateMO
Zip63304-4518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWELLINGTON FARM #2 LOT 110
Legal SubdivisionWELLINGTON FARM #2
Legal Lot Number110
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1013
Census Tract311114

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1019 WALDO LN, SAINT CHARLES, MO 63304-4518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Dec 19, 2017Warranty Deed, Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2017 · Amount on Record
Deed SaleDec 19, 2017 · Amount on Record
Prior SaleJun 13, 2013 · Amount on Record
Deed Document Number2017779810
Deed Book / Page6854 / 1659
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1019 WALDO LN, SAINT CHARLES, MO 63304-4518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 WALDO LN, SAINT CHARLES, MO 63304-4518

Mortgage

Document Number0073811179
DateAug 26, 2020
Book Page7381/1179
Instrument20200826000620820
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 19, 2017
Property Address1019 WALDO LN, SAINT CHARLES, MO 63304-4518
Document Number0068541659
Book / Page006854 / 001659
Instrument DateDec 8, 2017
Instrument779810
Transaction TypeTransfer
Record UpdatedJan 22, 2018
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1019 WALDO LN ST CHARLES MO 633044518, ST CHARLES, MO 63304-4518

Mortgage

Document Number68541661
DateDec 19, 2017
Book Page006854/001661
Instrument779820
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,355 (-)$354,501 (-) Land $77,777 Building $276,724
2025$3,996.00$67,355 (+11.16%)$354,501 (+11.16%) Land $77,777 Building $276,724
2023$60,594
2022$318,915 Land $61,110 Building $257,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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