1019 W Sears St, Denison, TX 75020 Property Records

Grayson County property record for 1019 W Sears St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,944 sqft · built 1930
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$294,747 (May 2023)
Tax Bill	$4,485 (2024)
Deeds & Mortgages	May 2023 Construction Loan Nov 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`D010 3116054`

Property Details

APN / Parcel Number

Primary APN	`D010 3116054`
Alternative APN	`141232`

Interior

Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,014 sqft
1st Floor Area	1,944 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	274 sqft
Utility Building	140 sqft

Location & Zoning

Street Address	1019 W SEARS ST
City	DENISON
State	TX
Zip	75020-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS 1ST ADDN, BLOCK 5, LOT 12, ACRES .1722
Legal Subdivision	MILLERS 1ST ADDN
Legal Block	5
Legal Lot Number	12
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3041
Census Tract	501

Owner

Source: Grayson County records, as of September 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1019 W SEARS ST, DENISON, TX 75020-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Vendor's Lien, Transfer · Construction Mortgage CADENCE BANK NA
Nov 18, 2021	Vendor's Lien, Transfer · Construction Mortgage INDEPENDENT OAKS CAPITAL FUNDING LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	202311128
Prior Transfer Date	Nov 17, 2021
Prior Transfer Doc	0000039596
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 1, 2023
Property Address	1019 W SEARS ST, DENISON, TX 75020-3323
Document Number	0000011128
Map Reference	VOL Y PG 330
Instrument Date	Apr 28, 2023
Instrument	2023-11128
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8545 MIDPARK RD APT 60, 60, DALLAS, TX 75240-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 W SEARS ST, DENISON, TX 75020-3323
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011129
Date	May 1, 2023
Instrument	2023-11129

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Nov 18, 2021
Property Address	1019 W SEARS ST, DENISON, TX 75020-3323
Document Number	0000039596
Map Reference	VOL Y PG 330
Instrument Date	Nov 17, 2021
Instrument	2021-00039596
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8545 MIDPARK RD APT 60, 60, DALLAS, TX 75240-4140

Mortgage

Document Number	0000039597
Date	Nov 18, 2021
Instrument	2021-00039597

Lender

Name	INDEPENDENT OAKS CAPITAL FUNDING LL
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	May 16, 2022

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,672 (+18.49%) Land $43,125 Building $144,547	$187,672 (+18.49%) Land $43,125 Building $144,547
2024	$4,485.00 (+6%)
2023		$158,384 Land $40,875 Building $117,509	$158,384 Land $40,875 Building $117,509
2022	$4,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, TekWav.

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