1019 T J Dr, Monroe, NC 28112 Property Records

Union County property record for 1019 T J Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 1,337 sqft · built 2016
Lot Size	0.052 acres (2,265 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2024)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-321-551`

Property Details

APN / Parcel Number

Primary APN	`09-321-551`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,337 sqft Living Area
1st Floor Area	627 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	2,265 sqft (0.052 acres)
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1019 T J DR
City	MONROE
State	NC
Zip	28112-7760
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	M-U-SU MON
Legal Description	LOT 117 SOUTHWINDS TOWNHOMES OPCN118
Legal Subdivision	SOUTHWINDS
Legal Lot Number	117
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3011
Census Tract	20501

Owner

1019 T J Dr, a rural home, is owned and occupied by an individual who bought it in April 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 T J DR, MONROE, NC 28112-7760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 5, 2023	Warranty Deed, Transfer TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC
Mar 10, 2022	Intrafamily Transfer, Transfer
Apr 3, 2019	Warranty Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on File
Deed Sale	Apr 10, 2024 · Amount on File
Prior Sale	Dec 5, 2023 · Amount on File
Deed Document Number	20247929
Deed Book / Page	8883 / 794
Prior Transfer Date	Mar 9, 2022
Prior Transfer Doc	0008422268
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 10, 2024
Property Address	1019 T J DR, MONROE, NC 28112-7760
Document Number	0008883794
Book / Page	8883 / 794
Map Reference	CAB L FILE 148&149
Instrument Date	Apr 9, 2024
Instrument	7929
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 T J DR, MONROE, NC 28112-7760

Mortgage

Document Number	0000007930
Date	Apr 10, 2024
Instrument	7930

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Type Change Date	May 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.9%
Max Rate At Change	8.9%
Index	5-Year TN
Max Rate	12.9%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 5, 2023
Property Address	1019 T J DR, MONROE, NC 28112-7760
Document Number	0008822123
Book / Page	8822 / 123
Map Reference	CAB L FILE 148&149
Instrument Date	Nov 30, 2023
Instrument	29073
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1447 HEADQUARTERS PLANTATION DR, JOHNS ISLAND, SC 29455-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 10, 2022
Property Address	1019 T J DR, MONROE, NC 28112-7760
Document Number	0008422268
Book / Page	8422 / 268
Map Reference	CAB L FILE 148&149
Instrument Date	Mar 9, 2022
Instrument	9135
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1019 T J DR, 1019, MONROE, NC 28112-7760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1169, JOHNS ISLAND, SC 29457-1169

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 3, 2019
Property Address	1019 T J DR, MONROE, NC 28112-7760
Document Number	7343280
Book / Page	007343 / 000280
Instrument Date	Apr 3, 2019
Instrument	8550
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 T J DR MONROE NC 281127760, MONROE, NC 28112-7760

Mortgage

Document Number	7343282
Date	Apr 3, 2019
Book Page	007343/000282
Instrument	8551

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1019 T J Dr was $2,260.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,600 (-) Land $48,300 Building $210,300	$258,600 (-) Land $48,300 Building $210,300
2025	$2,260.00	$258,600 Land $48,300 Building $210,300	$258,600 Land $48,300 Building $210,300
2023	$1,766.00	$162,000 Land $29,300 Building $132,700	$162,000 Land $29,300 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 T J Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 T J Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

1019 T J Dr, Monroe, NC 28112 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on T J Dr

Nearby Streets

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