1019 Sapling Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 1019 Sapling Dr, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,887 sqft · built 1980
Lot Size	0.284 acres (12,412 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Jan 2018)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-21-30-501-0000-0970`

Property Details

APN / Parcel Number

Primary APN	`12-21-30-501-0000-0970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,412 sqft
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	66 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1019 SAPLING DR
City	WINTER SPRINGS
State	FL
Zip	32708-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 97 OAK FOREST UNIT 1 PB 22 PGS 81 TO 83
Legal Range	30E
Legal Township	21S
Legal Section	12
Legal Subdivision	OAK FOREST
Legal Tract	501
Legal Lot Number	97
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	21403

Owner

Source: Seminole County records · APN 12-21-30-501-0000-0970

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1019 SAPLING DR, WINTER SPGS, FL 32708-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2018 · Amount on Record
Deed Sale	Jan 22, 2018 · Amount on Record
Prior Sale	Oct 12, 2009 · Amount on Record
Deed Document Number	2018007397
Deed Book / Page	009061 / 001353
Record Updated	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 22, 2018
Property Address	1019 SAPLING DR, WINTER SPRINGS, FL 32708-4006
Document Number	0090611353
Book / Page	009061 / 001353
Instrument Date	Jan 17, 2018
Instrument	7397
Transaction Type	Transfer
Record Updated	Feb 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 SAPLING DR WINTER SPRINGS FL 327084019, WINTER SPRINGS, FL 32708-4019

Mortgage

Document Number	90611355
Date	Jan 22, 2018
Book Page	009061/001355
Instrument	7398

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (+12.45%) Homeowner's exemption	$268,352 (+5.99%)	$359,050 (+0.65%) Land $90,000 Building $269,050
2023	$3,365.00 (+2.84%) Homeowner's exemption	$253,193 (+3%)	$356,732 (+7.11%) Land $90,000 Building $266,732
2022	$3,272.00 Homeowner's exemption	$245,818	$333,055 Land $78,000 Building $255,055

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	11 (1995–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Fay, Aug 2008 · 4 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.