1019 Saddleback Ridge Rd, Apopka, FL 32703 Property Records

Orange County property record for 1019 Saddleback Ridge Rd, Apopka, FL 32703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,843 sqft · built 1985
Lot Size0.159 acres (6,918 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Jan 2024)
Tax Bill$5,164 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Feb 2022 Mortgage
Flood ZoneZone A (high risk)
APN23-21-28-7964-00-060

Property Details

APN / Parcel Number

Primary APN23-21-28-7964-00-060
Alternative APNs
  • 282123796400060
  • 208899
  • 213177
  • 217650

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,843 sqft Living Area
Gross Area2,774 sqft
1st Floor Area1,285 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,918 sqft (0.159 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area371 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1019 SADDLEBACK RIDGE RD
CityAPOPKA
StateFL
Zip32703-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSHEELER OAKS PHASE TWO A 13/61 LOT 6
Legal Range28E
Legal Township21S
Legal Section23
Legal SubdivisionSHEELER OAKS PH 2A
Legal Phase2
Legal Tract7964
Legal Lot Number6
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group4
Census Block4002
Census Tract17504

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1019 SADDLEBACK RIDGE RD, APOPKA, FL 32703-1508
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Warranty Deed, Transfer · FHA Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2024 · Amount on Record
Deed SaleJan 2, 2024 · Amount on Record
Prior SaleJun 27, 2016 · Amount on Record
Deed Document Number20241377
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 2, 2024
Property Address1019 SADDLEBACK RIDGE RD, APOPKA, FL 32703-1508
Document Number0000001377
Map ReferenceMB 13 PG 61&62
Instrument DateDec 14, 2023
Instrument20240001377
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyFIRST SIGNATURE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address919 S OAK AVE, SANFORD, FL 32771-2534

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 SADDLEBACK RIDGE RD, APOPKA, FL 32703-1508

Mortgage

Document Number0000001378
DateJan 2, 2024
Instrument20240001378
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1019 SADDLEBACK RIDGE RD, APOPKA, FL 32703-1508
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 SADDLEBACK RIDGE RD, APOPKA, FL 32703-1508

Mortgage

Document Number0000071874
DateFeb 1, 2022
Instrument20220071874
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,160 (-2.24%) Land $125,000 Building $228,160$353,160 (-2.26%) Land $125,000 Building $228,160
2025$5,164.00 (+1.69%) Homeowner's exemption$361,257 (+74.54%)$361,330 (+7%) Land $125,000 Building $236,330
2024$5,078.00 (+90.83%)
2023$2,661.00 (+4.39%) Homeowner's exemption$206,976 (+3%)$337,703 (+19.01%) Land $125,000 Building $212,703
2022$2,549.00 Homeowner's exemption$200,948$283,772 Land $100,000 Building $183,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimNov 2019 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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