Luzerne County property record for 1019 Ruthann Dr, Berwick, PA 18603
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 1975 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Oct 2023) |
| Tax Bill | $3,130 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 55-P3NW1-006-040 |
| Primary APN | 55-P3NW1-006-040 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 90 ft deep x 110 ft wide |
| Old Parcel Number | 55-P3NW1-006-040 |
|---|---|
| Street Address | 1019 RUTHANN DR |
| City | BERWICK |
| State | PA |
| Zip | 18603-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55-367-D3-D98-D30-1 1019 RUTHANN DR |
| Legal Subdivision | SKYLINE MANOR |
| Legal Block | 6 |
| Legal Lot Number | 40 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 216100 |
1019 Ruthann Dr is owned and occupied by two individuals who bought it in October 2023.
Source: Luzerne County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1019 RUTHANN DR, BERWICK, PA 18603-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 24, 2023 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Sep 18, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on File |
| Deed Sale | Oct 24, 2023 · Amount on File |
| Prior Sale | Sep 18, 2019 · Amount on File |
| Deed Document Number | 202356579 |
| Deed Book / Page | 3023 / 201819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 1019 RUTHANN DR, BERWICK, PA 18603-2425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 1019 RUTHANN DR, BERWICK, PA 18603-2425 |
| Document Number | 0000054391 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 3025/224468 |
| Instrument | 202554391 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MIAMI, FL 33134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Oct 24, 2023 |
| Property Address | 1019 RUTHANN DR, BERWICK, PA 18603-2425 |
| Document Number | 0000056579 |
| Book / Page | 3023 / 201819 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 202356579 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1019 RUTHANN DR, BERWICK, PA 18603-2425 |
| Document Number | 0000056580 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 202356580 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Sep 18, 2019 |
| Property Address | 1019 RUTHANN DR, BERWICK, PA 18603-2425 |
| Document Number | 0000050548 |
| Book / Page | 003019 / 167629 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 50548 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 84 CATAWISSA PA 178200084, CATAWISSA, PA 17820-0084 |
The 2026 property tax bill for 1019 Ruthann Dr was $3,130, up % from the year before.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Salem Township |
| Unified School District | Berwick Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,130.00 (+0.03%) | $137,100 Land $37,900 Building $99,200 | |
| 2025 | $3,129.00 | ||
| 2024 | $137,100 (-) Land $37,900 Building $99,200 | ||
| 2023 | $2,929.00 (+0.9%) | $137,100 Land $37,900 Building $99,200 | |
| 2022 | $2,903.00 | ||
| 2009 | $137,100 Land $37,900 Building $99,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1019 Ruthann Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2006) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1019 Ruthann Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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