1019 Rocky River Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1019 Rocky River Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,898 sqft · built 1992
Lot Size	10.3 acres (450,410 sqft)
Owner	Individual Name on File
Last Sale	$2,300 (Dec 2019)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0078-00-013.00`

Property Details

APN / Parcel Number

Primary APN	`0078-00-013.00`
Alternative APNs	`00780 00 013.00` `11347`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	2,994 sqft
Flooring	Carpet

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	450,410 sqft (10.3 acres)
Garage Area	1,032 sqft
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	11347
Street Address	1019 ROCKY RIVER RD
City	LANCASTER
State	SC
Zip	29720-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	2
Jurisdiction	LANCASTER SC
Township / Civil Division	TRADESVILLE
Census Block Group	2
Census Block	2008
Census Tract	10100

Owner

1019 Rocky River Rd is owned and occupied by an individual who bought it in December 2019.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 ROCKY RIVER RD, LANCASTER, SC 29720-7438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 20, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Deed Document Number	201919569
Deed Book / Page	1294 / 318
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1019 ROCKY RIVER RD, LANCASTER, SC 29720-7438
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014189
Date	Oct 21, 2025
Book Page	5447/30
Instrument	2025014189

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 5, 2050

Interest

Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1019 ROCKY RIVER RD, LANCASTER, SC 29720-7438
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011445
Date	Jun 3, 2021
Book Page	4418/306
Instrument	2021011445

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1019 ROCKY RIVER RD, LANCASTER, SC 29720-7438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015817
Date	Nov 2, 2018
Book Page	3642/330
Instrument	2018015817

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 20, 2019
Property Address	1019 ROCKY RIVER RD, LANCASTER, SC 29720-7438
Document Number	0000019569
Book / Page	001294 / 000318
Instrument Date	Nov 12, 2019
Instrument	19569
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$8.51
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Rocky River Rd was $1,294, up 17.9% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 (+17.85%)	$8,794 Land $287 Building $8,507	$326,539 Land $80,655 Building $245,884
2024	$1,098.00 (+0.46%)
2023	$1,093.00	$7,094 Land $286 Building $6,808	$220,039 Land $62,042 Building $157,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Rocky River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Rocky River Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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