Kane County property record for 1019 Reserve Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,500 sqft · built 2004 |
| Lot Size | 0.028 acres (1,221 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jul 2017) |
| Tax Bill | $5,437 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-427-009 |
| Primary APN | 06-29-427-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 2,286 sqft |
| Basement Area | 786 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 1,221 sqft (0.028 acres) |
| Lot Width | 21 ft Width |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1019 RESERVE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE PT OF LOT 4 DESC IN DOC 2004K134512 DATED 10-15-4 |
| Legal Subdivision | THE RESERVE |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 851912 |
Source: Kane County records · APN 06-29-427-009
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1019 RESERVE DR, ELGIN, IL 60124-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on Record |
| Deed Sale | Jul 13, 2017 · Amount on Record |
| Prior Sale | May 28, 2010 · Amount on Record |
| Deed Document Number | 201736115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 13, 2017 |
| Property Address | 1019 RESERVE DR, ELGIN, IL 60124-8828 |
| Document Number | 0000036115 |
| Map Reference | DOC2004K044951 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 2017K036115 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1019 RESERVE DR, ELGIN, IL 60124-8828 |
| Document Number | 0000036116 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2017K036116 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,437.00 (+15.8%) Homeowner's exemption | ||
| 2024 | $73,015 (+21.39%) Land $19,287 Building $53,728 | $219,133 (+21.44%) Land $57,884 Building $161,248 | |
| 2022 | $4,695.00 (+4.78%) Homeowner's exemption | $60,147 (+6.96%) Land $15,888 Building $44,259 | $180,441 (+6.96%) Land $47,664 Building $132,777 |
| 2021 | $4,481.00 Homeowner's exemption | $56,233 Land $14,854 Building $41,379 | $168,699 Land $44,562 Building $124,137 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fiber | 1,000 / 1,000 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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