1019 Prospect Ave, Sparks, NV 89431 Property Records

Washoe County property record for 1019 Prospect Ave, Sparks, NV 89431

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1955
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2018)
Tax Bill$641 (2025)
Deeds & MortgagesAug 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027-435-07

Property Details

APN / Parcel Number

Primary APN027-435-07
Alternative APN
  • 52155

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,392 sqft
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchConcrete/Metal Slab
Porch Area86 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1019 PROSPECT AVE
CitySPARKS
StateNV
Zip89431-3049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-6
Legal DescriptionGREENBRAE TERRACE WLY B LT 20 BLK G
Legal SubdivisionGREENBRAE TERR WSTRLY ADD B
Legal BlockG
Legal Lot Number20
JurisdictionWASHOE NV
Township / Civil DivisionSPARKS
Census Block Group1
Census Block1001
Census Tract2802

Owner

Source: Washoe County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1019 PROSPECT AVE, SPARKS, NV 89431-3049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 22, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2018 · Amount on Record
Deed SaleFeb 22, 2018 · Amount on Record
Deed Document Number20184789972
Prior Transfer DateAug 12, 2014
Prior Transfer Doc0004386492
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address1019 PROSPECT AVE, SPARKS, NV 89431-3049
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005063896
DateAug 11, 2020
Instrument5063896
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

February 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateFeb 22, 2018
Property Address1019 PROSPECT AVE, SPARKS, NV 89431-3049
Document Number0004789972
Map ReferenceMAP490
Instrument DateFeb 21, 2018
Instrument4789972
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyFIRST CENTENNIAL RENO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$984.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 PROSPECT AVE, SPARKS, NV 89431-3049

Mortgage

Document Number0004789973
DateFeb 22, 2018
Instrument4789973
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Mortgage

Document Number0004789974
DateFeb 22, 2018
Instrument4789974
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
MunicipalitySparks City
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,481 (+5.09%) Land $33,600 Building $15,881
2025$641.00 (-13.26%)$47,085 (+6.33%) Land $31,325 Building $15,760$134,529 (+6.33%) Land $89,500 Building $45,029
2023$739.00$44,281 Land $29,890 Building $14,391$126,516 (+57.58%) Land $85,400 Building $41,116
2021$80,289 Land $47,900 Building $32,389

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1984–1986)
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRUCKEE MEADOWS WATER AUTHORITY
serves 442,000 people · EPA ID NV0000190
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Net NV
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hot Spot Broadband
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

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