1019 Prospect Ave, #23, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 1019 Prospect Ave, #23, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	2,008 sqft · built 1921
Lot Size	0.251 acres (10,951 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Feb 2026)
Tax Bill	$10,711 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00823-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`12-00823-0000-00015`
Alternative APNs	`120082300015` `09839000`

Interior

Stories	2 Stories
Building Area	2,008 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	10,951 sqft (0.251 acres)
Lot Dimensions	150 ft deep x 73 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	09839000
Street Address	1019 PROSPECT AVE, 23
City	PLAINFIELD
State	NJ
Zip	07060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ADDITIONAL LOTS: 2008 SQ FT
Legal Subdivision	CENTRAL PARK
Legal Block	823
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2010
Census Tract	39200

Owner

1019 Prospect Ave, #23 is owned and occupied by an individual who bought it in February 2026.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 PROSPECT AVE, 23, PLAINFIELD, NJ 07060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 6, 2020	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Dec 22, 2020 · Amount on File
Deed Document Number	202652715
Deed Book / Page	6609 / 2936
Prior Transfer Date	Feb 19, 2003
Prior Transfer Doc	5360000138
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Feb 6, 2026
Property Address	1019 PROSPECT AVE # 23, 23, PLAINFIELD, NJ 07060-2615
Document Number	0066092936
Book / Page	6609 / 2936
Instrument Date	Jan 15, 2026
Instrument	52715
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 MERCER AVE, NORTH PLAINFIELD, NJ 07060-4690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 PROSPECT AVE # 23, 23, PLAINFIELD, NJ 07060-2615

Mortgage

Document Number	0000088363
Date	Feb 6, 2026
Instrument	88363

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1019 PROSPECT AVE # 23, 23, PLAINFIELD, NJ 07060-2615
Document Number	0148433132
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1019 PROSPECT AVE #23 PLAINFIELD NJ 07060, 23, PLAINFIELD, NJ 07060

Mortgage

Document Number	0148433132
Date	Dec 22, 2020
Book Page	014843/003132
Instrument	706579

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Prospect Ave, #23 was $10,711, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,000 (+19.17%) Land $73,000 Building $70,000	$143,000 (+19.17%) Land $73,000 Building $70,000
2025	$10,711.00 (+2.22%)	$120,000 Land $73,000 Building $47,000	$120,000 Land $73,000 Building $47,000
2024	$10,478.00
2023		$120,000 Land $73,000 Building $47,000	$120,000 Land $73,000 Building $47,000
2022	$10,150.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1019 Prospect Ave, #23 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	56 (1996–2025)
Claims Outside the SFHA	5 of 56
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 18 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Prospect Ave, #23 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile, Verizon.

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