Missoula County property record for 1019 Phillips St, Missoula, MT 59802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,275 sqft · built 1930 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Nov 2019) |
| Tax Bill | $3,131 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0464565 |
| Primary APN | R0464565 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| Gross Area | 1,395 sqft |
| 1st Floor Area | 975 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 120 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 130 ft deep x 30 ft wide |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Porch Area | 74 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001763709 |
|---|---|
| Street Address | 1019 PHILLIPS ST |
| City | MISSOULA |
| State | MT |
| Zip | 59802-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 40, LOT 5 |
| Legal Subdivision | SCHOOL ADDITION |
| Legal Block | 40 |
| Legal Lot Number | 5 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 203 |
1019 Phillips St is owned and occupied by two individuals who bought it in November 2019.
Source: Missoula County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1019 PHILLIPS ST, MISSOULA, MT 59802-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Nov 6, 2019 | Quit Claim Deed, Mortgage STEARNS LNDG LLC |
| Jun 13, 2017 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on File |
| Deed Sale | Nov 5, 2019 · Amount on File |
| Prior Sale | Dec 2, 2015 · Amount on File |
| Deed Document Number | 201919454 |
| Deed Book / Page | 1021 / 389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 1019 PHILLIPS ST, MISSOULA, MT 59802-2621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0010571295 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 1057/1295 |
| Instrument | 202115565 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Nov 6, 2019 |
| Property Address | 1019 PHILLIPS ST, MISSOULA, MT 59802-2621 |
| Document Number | 0010210389 |
| Book / Page | 001021 / 000389 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 19454 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1019 PHILLIPS ST MISSOULA MT 598022621, MISSOULA, MT 59802-2621 |
| Document Number | 10210022 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 001021/000022 |
| Instrument | 19455 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | LEWISVILLE, TX 75057 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 5, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 1019 PHILLIPS ST, MISSOULA, MT 59802-2621 |
| Document Number | 0009800405 |
| Book / Page | 000980 / 000405 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1019 PHILLIPS ST MISSOULA MT 598022621, MISSOULA, MT 59802-2621 |
| Document Number | 0009800405 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 000980/000405 |
| Instrument | 10347 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 15, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1019 Phillips St was $3,131, down 27.1% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,700 (-) Land $173,160 Building $214,540 | $387,700 (-) Land $173,160 Building $214,540 | |
| 2025 | $3,131.00 (-27.07%) | $387,700 Land $173,160 Building $214,540 | $387,700 Land $173,160 Building $214,540 |
| 2024 | $4,293.00 (+6.08%) | ||
| 2023 | $4,047.00 | $335,300 | $335,300 Land $103,455 Building $231,845 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1019 Phillips St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1019 Phillips St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blackfoot Telephone Cooperative, Western Montana CommunityTel.
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