St. Charles County property record for 1019 N Benton Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,837 sqft · built 1900 |
| Lot Size | 0.152 acres (6,622 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $125,000 (Jan 2013) |
| Tax Bill | $3,107 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016170A000 |
| Primary APN | 016170A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 2,477 sqft |
| 1st Floor Area | 957 sqft |
| Basement Area | 640 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,622 sqft (0.152 acres) |
| Lot Dimensions | 154 ft deep x 43 ft wide |
| Porch | Open Porch |
| Porch Area | 185 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 016170A000 |
|---|---|
| Street Address | 1019 N BENTON AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF2 |
| Legal Description | PALLARDYS SUB BLK 1 LOT 22 |
| Legal Subdivision | PALLARDYS SUB-ST CHAS |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 310400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Commons Neighborhood Historic District listed 2017 · 243 contributing resources · NRIS 100000851 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1019 N Benton Ave is owner-occupied and held in a trust since August 2026.
Source: St. Charles County records, as of August 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1019 N BENTON AVE, SAINT CHARLES, MO 63301-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Apr 24, 2020 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2013 · Amount on File |
| Deed Sale | Jan 16, 2013 · Amount on File |
| Deed Document Number | 201343240 |
| Deed Book / Page | 5938 / 470 |
| Last Transfer Date | Aug 6, 2026 |
| Transfer Doc | 0000038634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 13, 2026 |
| Property Address | 1019 N BENTON AVE, SAINT CHARLES, MO 63301-1953 |
| Document Number | 0000038634 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202638634 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1019 N BENTON AVE, SAINT CHARLES, MO 63301-1953 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1019 N BENTON AVE, SAINT CHARLES, MO 63301-1953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0072832129 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 7283/2129 |
| Instrument | 20200430000275380 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1019 N BENTON AVE, SAINT CHARLES, MO 63301-1953 |
| Document Number | 0000077683 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | SYNERGY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1019 N BENTON AVE ST CHARLES MO 633011953, ST CHARLES, MO 63301-1953 |
| Document Number | 0000077683 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 77683 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 13, 2050 |
The 2025 property tax bill for 1019 N Benton Ave was $3,107, up 4.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,543 (-) | $260,752 (-) Land $50,000 Building $210,752 | |
| 2025 | $3,107.00 (+4.79%) | $49,543 | $260,752 Land $50,000 Building $210,752 |
| 2024 | $2,965.00 | ||
| 2023 | $46,146 | ||
| 2022 | $242,875 Land $37,500 Building $205,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1019 N Benton Ave in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1019 N Benton Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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