1019 N 20th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1019 N 20th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	996 sqft · built 1920
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$124,400 (Mar 2022)
Tax Bill	$733 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2022 Mortgage
APN	`06-2.0-09-002-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-001-010.000`

Interior

Building Area	996 sqft Base Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide

Location & Zoning

Street Address	1019 N 20TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HIGHLEY'S LOT:1 BLK:3LGL DESC:N 40' OF S 80' L 1 THRU 6 & E 10' OF S 40' L 6
Legal Subdivision	HIGHLEYS
Legal Block	3
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3026
Census Tract	1100

Owner

1019 N 20th St is owned and occupied by an individual who bought it in March 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 N 20TH ST, SAINT JOSEPH, MO 64501-1512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 22, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	20222705
Deed Book / Page	3774 / 120
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1019 N 20TH ST, SAINT JOSEPH, MO 64501-1512
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 N 20TH ST, SAINT JOSEPH, MO 64501-1512

Mortgage

Document Number	0003783/72
Date	Dec 15, 2022
Book Page	3783/72
Instrument	2022011719

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 22, 2022
Property Address	1019 N 20TH ST, SAINT JOSEPH, MO 64501-1512
Document Number	003774/120
Book / Page	3774 / 120
Instrument Date	Mar 18, 2022
Instrument	2022002705
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 N 20TH ST, SAINT JOSEPH, MO 64501-1512

Mortgage

Document Number	2022002706
Date	Mar 22, 2022
Instrument	2022002706

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	003774/128
Date	Mar 23, 2022
Book Page	3774/128
Instrument	2022002713

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1019 N 20th St was $733, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$733.00 (+0.14%)	$10,210 Land $1,810 Building $8,400	$53,700 Land $9,500 Building $44,200
2024	$732.00 (+15.46%)
2023	$634.00 (-0.63%)	$9,640 (-) Land $1,810 Building $7,830	$50,700 Land $9,500 Building $41,200
2022	$638.00	$9,640 Land $1,810 Building $7,830
2021			$50,700 Land $9,500 Building $41,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1019 N 20th St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1019 N 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, United Fiber.

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