1019 Main St, Crete, IL 60417 Property Records

Will County property record for 1019 Main St, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2 bd · 616 sqft · built 1944
Lot Size	0.43 acres (18,525 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2023)
Tax Bill	$5,530 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-09-100-003`

Property Details

APN / Parcel Number

Primary APN	`23-15-09-100-003`
Alternative APN	`15091000030000`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	616 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Lot Area	18,525 sqft (0.43 acres)
Lot Dimensions	285 ft deep x 65 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1019 MAIN ST
City	CRETE
State	IL
Zip	60417-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 UNIT 1 IN AMERICAN VILLAGE, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC 9, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	09
Legal Subdivision	AMERICAN VILLAGE UNIT #1
Legal Lot Number	45
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1015
Census Tract	883811

Owner

1019 Main St is owned and occupied by an individual who bought it in June 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 MAIN ST, CRETE, IL 60417-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 2, 2023	Warranty Deed, Transfer · FHA Mortgage MLD MORTGAGE
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Deed Document Number	202326931
Prior Transfer Date	Jan 27, 2003
Prior Transfer Doc	0000025710
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1019 MAIN ST, CRETE, IL 60417-1904
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 MAIN ST, CRETE, IL 60417-1904

Mortgage

Document Number	0000050572
Date	Sep 12, 2025
Instrument	R2025050572

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Jun 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 2, 2023
Property Address	1019 MAIN ST, CRETE, IL 60417-1904
Document Number	0000026931
Map Reference	DOC 553091
Instrument Date	May 19, 2023
Instrument	R2023026931
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 MAIN ST, CRETE, IL 60417-1904

Mortgage

Document Number	0000026932
Date	Jun 2, 2023
Instrument	R2023026932

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

Mortgage

Document Number	0000026933
Date	Jun 2, 2023
Instrument	R2023026933

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1019 MAIN ST, CRETE, IL 60417-1904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094546
Date	Dec 4, 2017
Instrument	R2017094546

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Main St was $5,530.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,530.00	$62,240 (+5.5%) Land $8,927 Building $53,313	$186,720 (+5.5%) Land $26,781 Building $159,939
2024		$58,996 Land $8,462 Building $50,534	$176,988 Land $25,386 Building $151,602
2022	$4,778.00 Homeowner's exemption	$46,818 Land $6,715 Building $40,103	$140,454 Land $20,145 Building $120,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1019 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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