1019 Langley Rd, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1019 Langley Rd, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,104 sqft · built 1975
Lot Size	0.219 acres (9,520 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Sep 2008)
Tax Bill	$4,042 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`8813-02-151-034`

Property Details

APN / Parcel Number

Primary APN	`8813-02-151-034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,520 sqft (0.219 acres)
Lot Dimensions	136 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	384 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1019 LANGLEY RD
City	WATERLOO
State	IA
Zip	50702-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURST ADDITION WATERLOO LOT 3
Legal Range	13W
Legal Township	88N
Legal Section	02
Legal Subdivision	HURST ADDITION WATERLOO
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1003
Census Tract	900

Owner

1019 Langley Rd is owned and occupied by two individuals who bought it in September 2008.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKIOWA
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Oct 12, 2009	Deed of Trust, Mortgage VERIDIAN CU
Nov 27, 2012	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 20, 2012	Deed of Trust, Mortgage VERIDIAN CU
Oct 2, 2006	Deed of Trust, Mortgage · Conventional Mortgage M & I BANK FSB
Sep 30, 2008	Joint Tenancy Deed, Transfer · Conventional Mortgage VERIDIAN CU
Dec 23, 2005	Legal Action/Court Order, Foreclosure · ARM NEW CENTURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2008 · Amount on File
Deed Sale	Sep 30, 2008 · Amount on File
Prior Sale	Dec 23, 2005 · Amount on File
Deed Document Number	20082009006860
Prior Transfer Date	Sep 22, 2008
Prior Transfer Doc	2009006860
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010210
Date	Nov 10, 2020
Instrument	202100010210

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211

Mortgage

Document Number	0202517408
Date	Nov 25, 2025
Instrument	2025-17408

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 5, 2035

Interest

Change Frequency	Monthly

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010007523
Date	Oct 12, 2009
Instrument	2010007523

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 22, 2019

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013010842
Date	Nov 27, 2012
Instrument	2013010842

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2042

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013012886
Date	Dec 20, 2012
Instrument	2013012886

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2023

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007007686
Date	Oct 2, 2006
Instrument	2007007686

Lender

Name	M & I BANK FSB
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2036

September 2008: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 30, 2008
Property Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Document Number	2009006860
Instrument Date	Sep 22, 2008
Instrument	2009006860
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211

Mortgage

Document Number	2009006861
Date	Sep 30, 2008
Instrument	2009006861

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2038

December 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 23, 2005
Property Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211
Document Number	2006015944
Instrument Date	Dec 15, 2005
Instrument	2006015944
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1019 LANGLEY RD, WATERLOO, IA 50702-4211

Mortgage

Document Number	2006015945
Date	Dec 23, 2005
Instrument	2006015945

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.99%
Type Change Date	Jan 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.99%
Max Rate At Change	10.4%
Index	6-Month LIBOR
Max Rate	15.9%

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Langley Rd was $4,042 with a homeowner's exemption, down 5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,042.00 (-5.03%) Homeowner's exemption	$208,920 Land $24,260 Building $184,660	$208,920 Land $24,260 Building $184,660
2024	$4,256.00
2023		$206,410 (+34.76%) Land $24,260 Building $182,150	$206,410 Land $24,260 Building $182,150
2022	$3,170.00 Homeowner's exemption	$153,170 Land $24,260 Building $128,910
2021			$153,170 Land $24,260 Building $128,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Langley Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Langley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink, Verizon.

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