Monroe County property record for 1019 Illinois Ave, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,136 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,919 (2025) |
| Deeds & Mortgages | Dec 2020 Construction Loan Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-234-056-000 |
| Primary APN | 07-26-234-056-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,136 sqft Building Perimeter |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 1,136 sqft |
| Unfinished Basement | 1,136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Mixed |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 700 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1019 ILLINOIS AVE |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 56 WESTVIEW ACRES PHASE IV |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 56 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1019 ILLINOIS AVE, WATERLOO, IL 62298-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Oct 26, 2017 | Grant Deed, Transfer · FHA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1019 ILLINOIS AVE, WATERLOO, IL 62298-1145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BENCHMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000413351 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 413351 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 26, 2017 |
| Property Address | 1019 ILLINOIS AVE, WATERLOO, IL 62298-1145 |
| Document Number | 0000392637 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 392637 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1019 ILLINOIS AVE WATERLOO IL 622981145, WATERLOO, IL 62298-1145 |
| Document Number | 392638 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 392638 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Rate | 3.75% |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,919.00 (+7.64%) Homeowner's exemption | $102,760 (+25.35%) Land $17,010 Building $85,750 | $308,280 (+25.35%) Land $51,030 Building $257,250 |
| 2024 | $5,499.00 | ||
| 2022 | Additional exemption filed | $81,980 Land $15,530 Building $66,450 | $245,940 Land $46,590 Building $199,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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