1019 Harding Ave, Ames, IA 50010 Property Records

Story County property record for 1019 Harding Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,307 sqft · built 1932
Lot Size	0.143 acres (6,240 sqft)
Owner	Company Name on File
Last Sale	$269,000 (Jul 2026)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03-233-090`

Property Details

APN / Parcel Number

Primary APN	`09-03-233-090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	742 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,240 sqft (0.143 acres)
Lot Dimensions	120 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1019 HARDING AVE
City	AMES
State	IA
Zip	50010-5854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	BAIRD'S ADD BLOCK:6 LOT:9 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	BAIRD'S ADD
Legal Block	6
Legal Lot Number	9
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	900

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13803 NW 44TH ST, POLK CITY, IA 50226-1122
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Line of Credit LUANA SAVINGS BANK
Aug 10, 2018	Deed of Trust, Mortgage FIRST NATIONAL BANK
Sep 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	20266027
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 8, 2026
Property Address	1019 HARDING AVE, AMES, IA 50010-5854
Document Number	0000006027
Instrument Date	Jul 2, 2026
Instrument	20266027
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43,389.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13803 NW 44TH ST, POLK CITY, IA 50226-1122

Mortgage

Document Number	0000006028,
Date	Jul 8, 2026
Instrument	20266028

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1019 HARDING AVE, AMES, IA 50010-5854
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807445
Date	Aug 10, 2018
Instrument	2018-07445

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 28, 2018
Property Address	1019 HARDING AVE, AMES, IA 50010-5854
Document Number	0201809053
Instrument Date	Sep 24, 2018
Instrument	2018-09053
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 HARDING AVE, AMES, IA 50010-5854
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00 Homeowner's exemption	$199,800 (+13.2%) Land $40,600 Building $159,200	$199,800 (+13.2%) Land $40,600 Building $159,200
2024	$2,412.00 (-1.63%)
2023		$176,500 Land $38,700 Building $137,800	$176,500 Land $38,700 Building $137,800
2022	$2,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, Lumen Technologies.

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