1019 Elliott Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 1019 Elliott Rd, Rutherfordton, NC 28139 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,960 sqft · built 1992
Lot Size	3.35 acres (145,926 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2019)
Tax Bill	$1,651 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1620963`

Property Details

APN / Parcel Number

Primary APN	`1620963`
Alternative APN	`34756`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,960 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,926 sqft (3.35 acres)
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1019 ELLIOTT RD
City	RUTHERFORDTON
State	NC
Zip	28139-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:0693005593370000; ELLIOTT RD SR1358
Jurisdiction	RUTHERFORD NC
Township / Civil Division	MORGAN
Census Block Group	2
Census Block	2001
Census Tract	960202

Owner

Source: Rutherford County records · APN 1620963

Assessment roll updated August 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1019 ELLIOTT RD, RUTHERFORDTON, NC 28139-8545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE
Nov 03, 2023	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Sep 13, 2011 · Amount on Record
Deed Book / Page	2024 / 854
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	May 12, 2026
Property Address	1019 ELLIOTT RD, RUTHERFORDTON, NC 28139-8545
Document Number	2102003079
Book / Page	2102 / 3079
Instrument Date	May 07, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	COSMOPOLITAN TITLE ESCROW, COSMOPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 ELLIOTT RD, RUTHERFORDTON, NC 28139-8545

Mortgage

Document Number	2102003079,
Date	May 12, 2026
Book Page	2102/3079

Lender

Name	RIVER CITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1019 ELLIOTT RD, RUTHERFORDTON, NC 28139-8545
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 ELLIOTT RD, RUTHERFORDTON, NC 28139-8545

Mortgage

Document Number	0020762010
Date	Nov 03, 2023
Book Page	2076/2010

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1019 ELLIOTT RD, RUTHERFORDTON, NC 28139-8545
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020320706
Date	Apr 20, 2020
Book Page	2032/706

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2040

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 18, 2019
Property Address	1019 ELLIOTT RD, RUTHERFORDTON, NC 28139-8545
Document Number	0020240854
Book / Page	002024 / 000854
Instrument Date	Jul 18, 2019
Instrument	659
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$540.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1064 ELLIOTT RD RUTHERFORDTON NC 281398545, RUTHERFORDTON, NC 28139-8545

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 (+35%)	$266,200 (-) Land $49,800 Building $216,400	$266,200 (-) Land $49,800 Building $216,400
2023		$266,200 Land $49,800 Building $216,400	$266,200 Land $49,800 Building $216,400
2022	$1,223.00
2021	$1,223.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 735 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	DSL	100 / 20
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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