1019 E Union St, Earlville, IL 60518 Property Records

LaSalle County property record for 1019 E Union St, Earlville, IL 60518

Property Summary

Property Type	Commercial
Details	6,496 sqft · built 2004
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on File
Tax Bill	$8,851 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-119-003`

Property Details

APN / Parcel Number

Primary APN	`03-20-119-003`
Alternative APN	`03-20-126-026`

Interior

Units	8 Units
Building Area	6,496 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	1019 E UNION ST
City	EARLVILLE
State	IL
Zip	60518-6311
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NBE-GOODBRED ADD, LT 3 SEC 20-36-3
Legal Range	03
Legal Township	36
Legal Section	20
Legal Subdivision	NBE-GOODBRED ADD
Legal Lot Number	3
Jurisdiction	LASALLE IL
Township / Civil Division	EARL
Census Block Group	1
Census Block	1055
Census Tract	961800

Owner

1019 E Union St, a commercial property, is owned by a company that acquired it in October 2010.

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	721 N MAIN ST, SANDWICH, IL 60548-1233
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage ISB COMMUNITY BANK
Sep 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage OSB COMMUNITY BANK
Jul 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage OTTAWA SAVINGS BANK
Sep 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage OSB COMMUNITY BANK
Jul 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage OTTAWA SAVINGS BANK
Jul 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2010
Deed Sale	Oct 13, 2010
Deed Document Number	201021286
Prior Transfer Date	Sep 28, 2010
Prior Transfer Doc	0000021286
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1019 E UNION ST, EARLVILLE, IL 60518-6311
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202307914
Date	Aug 7, 2023
Instrument	2023-07914

Lender

Name	ISB COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Aug 1, 2025

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1019 E UNION ST, EARLVILLE, IL 60518-6311
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202509357
Date	Sep 3, 2025
Instrument	2025-09357

Lender

Name	OSB COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1019 E UNION ST, EARLVILLE, IL 60518-6311
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202010091
Date	Jul 13, 2020
Instrument	202010091

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1019 E UNION ST, EARLVILLE, IL 60518-6311
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202509356
Date	Sep 3, 2025
Instrument	2025-09356

Lender

Name	OSB COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1019 E UNION ST, EARLVILLE, IL 60518-6311
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202010091
Date	Jul 13, 2020
Instrument	202010091

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1019 E UNION ST, EARLVILLE, IL 60518-6311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202010091
Date	Jul 13, 2020
Instrument	202010091

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1019 E Union St was $8,851, down 0.4% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Earl Township
Municipality	Earlville City
Unified School District	Earlville Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,851.00 (-0.38%)	$106,000 Land $18,114 Building $87,886	$318,000 Land $54,342 Building $263,658
2024	$8,885.00
2023		$106,000 (+6%) Land $18,114 Building $87,886	$318,000 (+6%) Land $54,342 Building $263,658
2022		$100,000 Land $17,089 Building $82,911	$300,000 Land $51,267 Building $248,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 E Union St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	17 (1982–2008)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Mar 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 E Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLVILLE serves 1,613 people · EPA ID IL0990150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Watch TV.

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