Bay County property record for 1019 E 14th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 504 sqft · built 1940 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Owner Name on File |
| Last Sale | $14,000 (Jan 2005) |
| Tax Bill | $459 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16795-010-010 |
| Primary APN | 16795-010-010 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 504 sqft Heated Area |
| Gross Area | 660 sqft |
| 1st Floor Area | 504 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1019 E 14TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | LOUIS TRACT LOT 21 BLK 4 ORB 1222 P 1400 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | LOUIS TRACT |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1600 |
The current owner of 1019 E 14th St bought it in January 2005.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 909 CYPRESS AVE, PANAMA CITY, FL 32401-4253 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2005 · Amount on File |
| Deed Sale | Jan 13, 2005 · Amount on File |
| Deed Document Number | 2005-003424 |
| Deed Book / Page | 2551 / 1120 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1019 E 14th St was $459, down 36.3% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459.00 (-36.34%) | $29,832 (+6.2%) Land $12,544 Building $17,288 | $29,832 (+6.2%) Land $12,544 Building $17,288 |
| 2024 | $721.00 (+18.39%) | $28,090 (+9.71%) Land $11,760 Building $16,330 | $28,090 (+9.71%) Land $11,760 Building $16,330 |
| 2023 | $609.00 (+10.33%) | $25,605 (+18.79%) Land $10,584 Building $15,021 | $25,605 (+18.79%) Land $10,584 Building $15,021 |
| 2022 | $552.00 | $21,555 Land $7,879 Building $13,676 | $21,555 Land $7,879 Building $13,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1019 E 14th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · Hurricane Opal |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1019 E 14th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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